JAKARTA - PT Bank Tabungan Negara (Persero) Tbk (BTN) again recorded positive consolidated performance growth until May 2026. The company together with its subsidiary, Bank Syariah Nasional (BSN), managed to record consolidated net profit of IDR 1.85 trillion or increased 54.37 percent year-on-year (year-on-year/yoy) compared to the same period last year of IDR 1.19 trillion.
Based on BTN's consolidated monthly financial statements, net interest income (Net Interest Income/NII) was recorded at Rp7.13 trillion as of May 2026 or grew 15.15 percent year-on-year compared to the same period last year of Rp6.19 trillion.
The growth in BTN's consolidated performance was also supported by an increase in credit and financing distribution. As of May 2026, the total consolidated credit and financing reached Rp. 403.06 trillion or grew 9.97 percent year-on-year compared to May 2025 of Rp. 366.52 trillion.
Meanwhile, the total third-party funds (DPK) of BTN consolidation was recorded at Rp433.95 trillion or increased 9.09 percent year-on-year compared to the same period last year of Rp397.78 trillion.
In addition, BTN also managed to maintain operational profitability growth. As of May 2026, consolidated operating profit was recorded at IDR 2.39 trillion or grew 58.37 percent year-on-year compared to the same period last year of IDR 1.51 trillion.
Meanwhile, BTN Group's pre-provision operating profit (PPOP) reached IDR 3.98 trillion as of May 2026 or increased 20.07% yoy compared to May 2025 of IDR 3.31 trillion.
BTN President Director Nixon LP Napitupulu previously said that the achievement of positive performance showed that BTN's business fundamentals remained solid amid global economic dynamics. According to Nixon, the housing sector still has a large growth space because houses are the main needs of the community.
"Houses are not just investment assets, but are basic needs of the community. As long as people need decent housing, the need for housing financing will continue to exist. Therefore, BTN is optimistic that the housing sector will remain one of the drivers of national economic growth," said Nixon, in a statement, Monday, June 15.
This year, BTN is also said to continue to strengthen the national housing ecosystem through business transformation and service innovation to meet the needs of the community, both in terms of home ownership and other supporting financial services.
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