JAKARTA - PT Bank Negara Indonesia (Persero) Tbk or BNI emphasized the role of Agen46 as the spearhead of inclusive financial services through the implementation of the SPEKTA 2025 annual appreciation program. This program is part of BNI's strategy in maintaining service quality while motivating the performance of Agen46 who play a direct role in serving the transaction needs of the community in various regions.
The SPEKTA program is an appreciation program from Bank BNI specifically for BNI Agen46 partners who have successfully improved transaction performance, as a form of appreciation for the contribution of Agen46 partners in expanding financial inclusion. This program applies to all Agen46 throughout Indonesia.
The three Agen46 who won the main award in SPEKTA 2025 are Sumarno, Suhartiningsih, and Nonia Andyk Ulandari. The three of them are considered capable of maintaining transaction volume consistency as well as playing an active role as an extension of BNI in serving the community, especially in areas with limited banking access.
BNI Corporate Secretary Okki Rushartomo said, through the Agen46 network, BNI provides a variety of basic financial services, ranging from opening accounts, depositing and withdrawing cash, to paying various types of bills.
"The existence of Agen46 is one of the important pillars of BNI in expanding access to formal financial services while encouraging increased inclusion and financial literacy at various levels of society," said Okki.
He added that the Agen46 partnership scheme is designed to provide sustainable economic benefits for agents, including transaction-based income, status as an official bank partner that can serve transactions up to 24 hours, without registration fees, and direct assistance from BNI officers.
Meanwhile, one of the award recipients, Agen46 Singaraja Branch Nonia Andyk Ulandari, said that the appreciation program was a form of recognition for the role of Agen46 in serving the community.
"Thank you very much, this is an incredible award for us. My hope is that in the future BNI will be more successful, and that other Agen46 can achieve the same as me, even more," he said.
Nonia also assessed that the partnership with BNI provides operational ease, especially through assistance and quick response from bank officers who support the smooth service to customers and the surrounding community.
Through the strengthening of the Agen46 ecosystem and appreciation programs such as SPEKTA 2025, BNI confirms its commitment to expanding the reach of banking services while supporting inclusive local economic growth. The presence of Agen46 is expected to continue to be a financial access solution for people who have not been reached by formal banking services. (ADV)
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