Growing 21 Percent, CASA BNI Soars To IDR 934.3 Trillion

Photo: Doc. Antara

JAKARTA - Bank Negara Indonesia (Persero) Tbk (BBNI) noted that Third Party Funds (DPK) grew 21.4 percent yoy to IDR 934.3 trillion in the third quarter of 2025.

Director of Treasury & International Banking Abu Santosa Sudradjat said aggressive digital transaction banking strategies have created strong growth.

The low-cost funds or CASA collected recorded double-digit growth to Rp613.4 trillion, an increase of 13.3 percent yoy.

"This portion of low-cost funds strengthens the funding structure and reduces the cost of funds (cost of funds), keeping profitability healthy," said Abu, Friday, October 24.

In addition to the increase in DPK, especially CASA, the aggressive digital transaction banking strategy also resulted in fee-based income growth of 11 percent yoy and contributed 30 percent of BNI's total fee-based income until the end of the third quarter of 2025.

This growth was driven a lot by the acceleration of digital channels, especially the wondr by BNI application, which recorded a surge in users from 2.8 million in September 2024 to 10.5 million users as of September 2025. The transaction value of wondr by BNI reached Rp783 trillion, with 866 million transactions recorded during the same period.

In addition, the BNIdirect channel for the corporate segment recorded a transaction value of IDR 8,080 trillion, grew 26.7 percent yoy, and transaction volume rose 14.8 percent to 1,061 million. This growth helped strengthen the sustainable commission-based income.

"A aggressive digital transaction banking strategy encourages more sustainable CASA growth and consistent fee income. We see this as the beginning of a healthier and more sustainable phase of fund cost recovery," said Abu.