BNI Credit Disbursement Until The End Of July 2025 Reaches IDR 779 Trillion

Illustration: Photo: Doc. ANTARA

JAKARTA - PT Bank Negara Indonesia (Persero) Tbk (BBNI) reported that until July 2025 it had disbursed loans amounting to Rp779 trillion or grew 7.1 trillion yoy.

BNI Director of Finance & Strategy, Hussein Paolo Kartadjoemena explained, this credit distribution is most allocated to the corporate, medium, small and consumer segments.

"Until the end of June 2025, BNI has disbursed loans reaching Rp779 trillion or grew 7.1 percent year-on-year in segments that are at low risk and are starting to diversify in all segments," Husein said in a Public Expose, Monday, September 8.

Still, Husein said, this healthy credit expansion was supported by the growth of low-cost funds or CASA which grew 18.7 percent yoy.

"Connectations are our focus in building a low-cost funding structure, growing solid by 10.5 percent yoy to Rp226 trillion," he continued.

Hussein explained that corporate credit was recorded to have increased by 10.4 percent yoy to IDR 435.8 trillion, which was driven by financing to the private sector, state-owned enterprises, and government institutions.

Sementara itu, kredit konsumer tumbuh 10,7 persen yoy menjadi Rp147,0 triliun, terutama dari personal loan tumbuh 11,7 persen yoy dan KPR tumbuh 9,9 persen yoy.

Di sisi lain kredit komersial juga mulai menunjukkan momentum positif dengan tumbuh 5,5 persen yoy.

Penyaluran kredit UMKM selain KUR menunjukkan pertumbuhan yang sehat sebesar 9,2 persen yoy menjadi Rp44,4 triliun.

Meanwhile, consumer credit grew 10.7 percent yoy to IDR 147.0 trillion, especially from personal loans grew 11.7 percent yoy and mortgages grew 9.9 percent yoy.

On the other hand, commercial credit has also begun to show positive momentum by growing 5.5 percent yoy.

MSME credit disbursement other than KUR shows healthy growth of 9.2 percent yoy to Rp44.4 trillion.