JAKARTA - PT Bank Central Asia Tbk (BBCA) posted a net profit of IDR 29 trillion or grew by 8 percent during the first semester of 2025.
President Director of PT Bank Central Asia Tbk Hendra Lembong explained that the achievement of BCA's profit performance in the first half of 2025 was supported by interest income and income other than interest.
BCA maintains net interest income (NII) which reached 7 percent yoy to IDR 42.5 trillion in the first semester of 2025. At the same time, revenue other than interest rose 10.6 percent yoy to IDR 13.7 trillion.
"The total operating income is IDR 56.2 trillion, up 7.8 percent yoy," he said at a press conference, Wednesday, July 30.
Adaoun's ratio cost to income (CIR) was 29.1 percent, down from 30.5 percent in the previous year.
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BCA also posted credit growth of 12.9 percent yoy to Rp959 trillion as of June 2025. This growth is supported by lending in various segments, as well as maintaining the company's liquidity condition.
BCA credit growth is positive in various segments, ranging from corporations, MSMEs, and consumers. The implementation of BCA Expoversary 2025 also supports financing performance in the first half of 2025. BCA always distributes credit prudently, considering the principle of prudence with discipline in implementing risk management," he said.
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