JAKARTA - Bank Indonesia (BI) noted that in January 2025, bank credit growth reached 10.27 percent (yoy), driven by the supply and demand side.

In terms of supply, credit growth is supported by the reallocation of liquid assets to credit by banks that are still continuing, funding support from the growth of DPK which is still maintained, as well as the availability of liquidity that remains good in line with the implementation of KLM strengthening.

Meanwhile, in terms of demand, credit growth is supported by the performance of corporate sales which still grow positively amid limited household consumption.

"Based on use groups, working capital credit growth, investment credit, and consumption credit, each amounted to 8.40 percent (yoy), 13.22 percent (yoy), and 10.37 percent (yoy)," said BI Governor Perry Warjiyo at a press conference, Wednesday, February 19.

Meanwhile, in early 2025 Islamic financing grew by 9.71 percent (yoy) and MSME loans grew 2.88 percent (yoy).

In the future, Perry said that Bank Indonesia will contribute to credit growth through various accommodative macroprudential policies so that it can support economic growth.


The English, Chinese, Japanese, Arabic, and French versions are automatically generated by the AI. So there may still be inaccuracies in translating, please always see Indonesian as our main language. (system supported by DigitalSiber.id)

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