JAKARTA - The Deposit Insurance Corporation (LPS) has prepared a claim payment process for deposit guarantees and the implementation of the liquidation of PT Bank Perekonomi Rakyat (BPR) Kencana, which is located at Jl. Raya Cimindi (September) No. 271, Kel. Central Cigugur, Central Cimahi District, Cimahi City, West Java Province.
The process of paying claims for customer deposits and the implementation of bank liquidation is carried out after the permit for the Kencana BPR is revoked by the Financial Services Authority (OJK) starting on December 16, 2024.
Secretary of the LPS Institute, Jimmy Ardianto said, to carry out the payment of claims for guaranteeing deposits from BPR Kencana customers, LPS will ensure that customer deposits can be paid in accordance with applicable regulations, LPS will also conduct reconciliation and verification of deposit data and other information to determine the deposits to be paid, reconciliation and verification will be completed LPS no later than 90 working days.
"The funds used to pay for the claim of guaranteeing deposits for BPR Kencana customers are sourced from LPS funds," he said in a statement to the media, Tuesday, December 17.
Jimmy added that customers can see the status of their deposits at the BPR Kencana office, or through the LPS website (www.lps.go.id) after LPS announced the payment of claims for the guarantee of BPR customer deposits.
"For bank debtors, they can still make installment payments or repay loans at the BPR Kencana office, by contacting the LPS Liquidation Team," added Jimmy.
He also appealed to BPR Kencana customers to remain calm and not be provoked or provoked to do things that could hinder the process of paying bank guarantee and liquidation claims, and not to trust parties who claim to be able to help manage claim payments for deposit guarantees with a number of rewards or costs charged to customers.
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Furthermore, it is important for customers to know that there are still many BPR/BPRRS or other commercial banks that are still operating, so that later if the deposits of BPR Kencana customers are paid by LPS, they can transfer their deposits to other banks that can be reached by customers. Customers also do not need to hesitate to return to saving their money in banks because deposits at all banks operating in Indonesia are guaranteed by LPS.
"In order for customer deposits to be guaranteed by LPS, customers are encouraged to meet the 3T LPS requirements. The 3T requirement is recorded in bank bookkeeping, the deposit interest rate received by customers does not exceed the LPS guarantee interest rate, does not commit a crime that harms the bank," he concluded.
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