Ironically, BTN Boss Estimates 120 Million Indonesians Do Not Have Homes

President Director of PT Bank Tabungan Negara (Persero) Tbk or BTN Nixon LP Napitupulu. (Photo: Mery Handayani/VOI)

JAKARTA - President Director of PT Bank Tabungan Negara (Persero) Tbk or BTN Nixon LP Napitupulu estimates that as many as 120 million Indonesians do not yet have a house or live in a house that is not habitable.

Initially, Nixon said that 10 million families in Indonesia do not yet have a house. He said that the figure shows the high number of housing backlogs in Indonesia.

"We still have a lot of backlogs, 10 million families do not yet have a house in Indonesia," he said in a RDP with Commission VI of the DPR in Jakarta, Wednesday, November 13.

Meanwhile, Nixon continued, as many as 24 million families already have a house but it is not habitable.

Because it was built independently and below the standards of the Ministry of Housing. One of them is a minimum house size of 9 square meters.

"There are 24 million families who have a house, but we categorize it as not habitable. So the PR problem (homework) is still a lot, approximately 34 million families," he explained.

Furthermore, Nixon said, if one family is multiplied by four people, then the number of people who do not have a house or who are not habitable could reach hundreds of millions.

"If one family is multiplied by four people, that means there are still 120 million people living without a house or who are not habitable," he said.

On the other hand, Nixon revealed that there is an interesting phenomenon that is currently happening related to the realization of Home Ownership Credit (KPR).

He said, the current trend shows an increase in the number of mortgages taken by women.

"From the contract side, today is also interesting. The trend will increase day by day, which will be more women. If we look at the male dominance, today women are already 32 percent," he explained.

At BTN itself, continued Nixon, mortgages are dominated by millennials. Generally, it is newly married couples.

"The realization of mortgages per age is mostly millennials. So those who buy houses for some buyers are newlyweds," he said.