JAKARTA - PT Mekar Investama Teknologi, a peer to peer loan platform licensed with a funding focus on MSMEs that do not have access to banking or unbankable in Indonesia, in collaboration with PT Mari Kita Bangun Bangsa (MKMB) for productive funding collaboration with optimal risk mitigation.
Mekar 2.0 comes by expanding the funding segment to productive business actors in the agricultural sector. Meanwhile, PT Mari Kita Bangun Bangsa or MKMB is a company that focuses on agriculture that empowers farmers throughout Indonesia.
President Director of PT Mekar Investama Teknologi Pandu Aditya K. said, according to World Bank data, 43 percent of Indonesians live in rural areas but only 29 percent work in the agricultural sector. The agricultural sector is considered not to have received optimal attention, including in terms of funding.
Mekar realized that the level of funding confidence in the agricultural sector was still relatively low, especially with several recent events. Therefore, Mekar collaborated with the MKMB to distribute productive funding through the agricultural ecosystem with measurable risk mitigation and better funding quality.
"The cooperation between Mekar and MKMB will not only provide wider access to funding for small business actors in the agricultural sector, but also provide opportunities for funders to contribute to the risk-maintained impact financing. In addition to obtaining optimal returns, funders will get funding schemes with well-maintained funding quality and produce social influences for farmers and participate in encouraging the welfare of the community," said Pandu, in a written statement, Friday, August 9.
According to Pandu, this partnership initiative is a form of Mekar's commitment to running a sustainable business and producing social influences, especially for small business actors.
Meanwhile, Mekar Investama Teknologi plans to continue to expand its funding massively until the end of this year. Previously, the company had also collaborated with PT Ciptadana Multifinance, perusahaan under the Lippo Group, to fund working capital for small business actors through the Anjak Piutang Funding scheme.
Not only that, a number of National Workers Unions or SPNs are also the Company's strategy partners in channeling its funding. Not long ago, the Company also recently collaborated with PT Long Rich Indonesia's SPN to initiate the company's initial steps in expanding funding.
PT Long Rich Indonesia itself is a manufacturing company of a number of well-known shoe brands which have 22.000 employees.
According to Pandu, since more than seven years ago, MEKAR has focused on funding unbankable MSMEs through cooperation with cooperatives. To date, more than 100.000 micro and small business actors, the majority of whom are women, have benefited from alternative funding through the MEKAR platform.
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