PNM Pasang Target Penyaluran Kredit Ultramikro Capai Rp72 Triliun Di 2024

Banking credit (Photo: Antara)

JAKARTA - PT Permodalan Nasional Madani (PNM) targets ultra micro credit (UMi) to reach IDR 72 trillion in 2024. This figure only increases slightly when compared to last year's distribution.

PNM President Director Arief Mulyani said the target installed was not too high due to the uncertainty of the current situation.

The distribution target is almost IDR 72 trillion. We have to respond, compared to the distribution of 2023, the reliance is IDR 70 trillion. So there is a growth that is not too significant," he said in a media briefing on Ultra Micro Holding at the Ministry of SOEs, Jakarta, Tuesday, April 30.

Even though it is overshadowed by uncertainty, Arief admits that he is still optimistic about the distribution of credit in the future. He said that if the global and national situation is good, the need will also increase.

"Hopefully everything is as we expected. Of course, if our economy is maintained, the national, regional, global situation is good, of course the needs will also increase. The hope is that," he explained.

Furthermore, Arief said that in the first quarter of 2024, PNM Mekaar had disbursed loans of Rp44.3 trillion. This figure grew 6.56 percent compared to the first quarter of 2023, aka year on year (yoy).

Dari penyaluran itu, sambung Arief, angka kredit macet atau non-performing loan (NPL) PNM sebesar 1,16 persen.

"As of the first quarter of 2024, 1.16 percent of our NPL grosses, March. Hopefully, April is not much different, it's only a day away, right," he explained.