Support Access To Health Facility Payments, JULO Launches Digital Credit Feature

Financial Credit (Photo: unsplash)

JAKARTA Support the sustainable empowerment of the Indonesian people, PT JULO Teknologi Finansial (JULO) launched a Health Cost feature facility with a monthly installment option.

The service can be used in more than 25,000 health facilities spread throughout Indonesia, the Health Cost feature is the first feature and the only personal digital credit service in Indonesia that facilitates the financing of various health needs as a whole - from hospital bills, clinics, dentists, pharmacies to medical checking fees in the laboratory.

Launching Global Health Service Monitor survey data, 59 percent of the population of 278 million Indonesians complained about the difficulty of accessing health facilities due to the high burden of medical expenses.

Faced with the medical inflation factor in Indonesia which is able to reach 13.6 percent every year or about 4 times the level of general inflation, more and more Indonesians are vulnerable to financial shocks when they have to deal with health problems.

Until a long period of time, it is increasingly difficult for affected communities to recover and be financially empowered again.

JULO's Head of Marketing, Mikhal Anindita said, medical costs are often emergency and cannot wait. With the addition of the health cost feature in the JULO application, patients can complete the payment of health costs quickly when needed without burdening cash flow.

According to Mikhal, during the seven years of JULO credit serving more than two million users throughout Indonesia, health costs are one of the most purposes of using the JULO credit limit.

Mikhal said that seeing how health is the most basic human need, the release of the latest features of Health Costs is expected to increase access to health that is feasible for the wider community without any financial problems.

"From Sabang to Merauke, this feature can already be used by all JULO users to pay for medical expenses at hospitals, clinics, pharmacies, and various health facilities, so that the Indonesian people can improve their quality of life and be more comprehensively empowered with access to digital credit from JULO", he said in his official statement, Monday, March 18, 2024.

Mikhal said that with 72 percent of the use of JULO digital credit aimed at productive purposes and improving quality of life, JULO credit limits have been widely used to meet the health needs of users throughout Indonesia.

In addition, Mikhal said that his party has a vision to make Indonesian people more fully empowered through access to digital credit, JULO Digital Credit has developed various cash and non-cash features. With a credit limit of up to 50 million rupiah, users can continue to use their credit limits to make payments for various health needs from within the application.

With an installment option of up to 9 months, users simply fill in the information - in the form of details of health facilities, patient information and nominal payments - to complete transactions so that administrative needs can be met in a short time.

"This innovation of the Health Cost feature confirms JULO's commitment in early 2024, to reach various levels of Indonesian society with further empowerment through financial inclusion. Thus, JULO can play an active role in helping the government achieve a Healthy Indonesia, the target of social transformation in the health sector as part of Indonesia Emas 2045," said JULO Co-founder Adrianus Hitijahubessy.