Differences In ATM Links And ATMs Together As Well As Prima ATMs

ATM illustration (Doc Photo. Antara)

YOGYAKARTA The public is advised to find out the differences between ATM Link and ATM Bersama and Prima ATMs. The three of them have basic differences, one of which is in the policies applied. To find out the differences between the three types of ATMs, see the following article.

ATM stands for Automatic Teller Machine. This ATM is an electronic device spread across various locations and is used to make it easier for certain banking customers to make transactions, take money, check balances in accounts, and so on without having to go to a bank office.

In using an ATM, customers need to pay attention to the suitability between the ATM machine and the parent bank that provides the tool. Currently, there are several ATMs that are spread and can be used by customers, namely ATM Link, Joint ATM, and Prima ATM.

ATM Link is an electronic machine provided by the State-Owned Bank Association (Himbara) network. ATM Link machines can be used by banks that fall into the category of banks owned by State-Owned Enterprises (BUMN), namely BNI, BRI, BTN and Mandiri.

This means that customers who have an account at the Himbara bank can use ATM Link. The characteristics of ATM Link are the Link logo and there is a bank logo as the owner of an ATM machine at the bottom machine.

Meanwhile, ATM Bersama is an electronic machine owned by the largest Switching network in the country that is connected to 90 institutions, both banking and non-banks. This ATM is even connected to foreign financial service providers such as JCB (Japan), Paynet (Malaysia), and much more.

In contrast, Prima ATM is an electronic machine that can be used by Prima ATM bank partner customers. The existence of Prima ATM can be used for cash withdrawals to inter-bank transfers.

The difference between ATM Link, ATM Bersama, and ATM Prima lies in several things, namely as follows.

One of the most striking differences between the three ATMs is the display of the machine. At ATM Link there is usually the words 'LINK' and there are various bank logos that are members of Himbara.

At ATM Bersama there is an ATM logo Together with a combination of white and blue writing. Joint ATMs usually do not include a list of banks connected to their services so users are advised to be more careful.

Meanwhile, Prima ATMs usually have the logo Prima. The logo has a combination of blue, white, and orange colors.

ATM Link is used by Himbara bank customers, namely BRI, BNI, Mandiri, and BTN. Meanwhile, Joint ATMs are attended by members consisting of banking and non-banking institutions, both private, regional banks, and banks originating from abroad.

Members of Bank Prima, for example Allo Bank, Amar Bank, Bank Aceh Syariah, Bank Artha Graha International, and so on. The Bank Prima network itself consists of Bank BUMN, National Private Banks, BPD, and Sharia Banks.

Saldi check and cash withdrawal fees at ATM Link are free. However, the transfer fee to Himbara bank account at ATM Link is charged IDR 4,000, while the transfer fee at ATM Link to private bank is IDR 6,500 per transaction.

The cash withdrawal fee made at ATM Bersama will be charged IDR 7,500. The admin fee will always be deducted by each customer using a Joint ATM. Meanwhile, the interbank transfer fee will be charged starting from IDR 6,500 to IDR 8,000 per transaction.

Meanwhile, the cash withdrawal fee at Prima ATM will be charged IDR 7,500, the interbank transfer fee at Prima ATM is IDR 6,500, while the balance check fee is IDR 4,000.

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