KUR BNI Reaches IDR 50 Trillion In March 2023, What's The Secret?

Illustration (Photo: Doc. Antara)

JAKARTA PT Bank Negara Indonesia Tbk. (BBNI) recorded that it had distributed People's Business Credit (KUR) of IDR 3.6 trillion in the first quarter of 2023. This incision made the company's KUR accumulated to reach IDR 50.1 trillion in March.

BNI Retail Banking Director Putrama Wahju Setyawan said his party was trying to be proactive in continuing to encourage the distribution of the government's MSME financing program in order to continue to provide strength to economic growth this year.

He said, the company sees the trade and agriculture sectors, which are mainstay sectors, still showing fairly good and quality demand in early 2023.

"Of course, we are optimistic that we can distribute KUR in accordance with the allocations set by the government through various breakthroughs that we will make this year," he said in a written statement, quoted Wednesday, April 26.

Putranma explained that the trend of economic recovery encourages the growth of financing and government support for MSMEs, to be a momentum that will be optimized by the company.

In addition, banks controlled by the government have a number of strategies to increase KUR distribution, including through the distribution of value chains for customers/debtors of the corporate, commercial and SME segments.

"BNI will also encourage clustering ecosystem-based financing and the development of digitalization of credit processes to accelerate the credit process," he said.

Putrama also revealed that BNI is committed to encouraging MSMEs to go global by penetrating foreign markets.

"We support MSMEs to expand their markets abroad through several programs including business matching, coaching/training and encouraging the role of foreign branch offices (KCLN) with diaspora. Of course this is all done to help MSME players grow and jump higher," he said.

VOI noted, in the first three months of this year BNI succeeded in scoring a consolidated net profit of IDR 5.2 trillion. This figure shot up 31.8 percent on an annual basis or year on year (yoy) from the previous IDR 3.9 trillion.

This moncer achievement was also supported by the intermediation performance which grew 7.2 percent yoy to Rp634.3 trillion.