YOGYAKARTA Not all types of investment are suitable for the millennial generation. This is due to lifestyles, necessities, economic changes, the progress of the times, and many more. Even so, there are many types of investment for millennials that offer convenience as well as profit.
Investment for millennials tends to be closer to technology, especially related to its implementation. Unlike the previous generation whose investment schemes are still limited by many aspects. Some investments that are suitable for the millennial generation are as follows.
Although gold investment is carried out by the boomer generation, the millennial generation can still use gold as their investment product. It's just that the shapes and schemes offered have adjustments. For example, millennials can invest digital gold through online investment platforms, so investors don't need to store physical gold at home.
The advantage of digital gold is that it does not require large capital. Several platforms even offer gold investments with only IDR 100,000 to infinity.
This investment instrument is becoming popular in Indonesia. Even millennial investors are starting to put their money in this instrument a lot. The type of stock investment is more suitable for millennials because they are more technology literate.
Purchase of shares can be done online and the required capital is also not too large. However, you must have knowledge about this instrument because stocks fall into the category of high-risk types of investment but offer high profits as well.
mutual funds are investment instruments carried out by a group of investors who invest in assets in the capital market. The capital will be managed by a party called the investment manager. This instrument is also very suitable for the millennial generation because it has minimal risk.
There are many platforms that provide mutual fund investment services. To get it, choose a trusted platform that is legally registered with the government.
With technology, millennial investors are easier to buy on government bonds (state certificates). With bonds, investors will get lucrative profits.
The bonds offered by the government have four types, namely Retail State Bonds (ORI), Retail Sukuk, Retail Saving Bond (SBR), and Tabungan Sukuk.
This investment instrument is popular in Indonesia. Crypto is a digital currency marketed through the Cryptocurrency platform. To buy this asset requires various skills ranging from technology to analysis.
To get crypto assets, you must also have sufficient provisions to avoid large losses. Purchasing digital currencies can also be done online.
NFT is a digital asset that represents an item with a high exchange rate. The goods in question can be in the form of digital artwork, games, photos, and many more. Like crypto, investing in NFT requires a lot of skills and knowledge. NFT is currently also popular among millennials.
Deposit products have been around for a long time. Although not in demand, this instrument has begun to be widely watched by millennials because of its convenience. Deposito can be the easiest and safest way to store as long as it complies with the rules.
Deposito offers profits through bank interest. The amount varies, from 2.5 percent to 3.15 percent, interrupted by banks.
That's investment-related information for millennials. To get other interesting information, visit VOI.ID.
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