JAKARTA - Bank DKI won the Infobank TOP SME Financing 2022 award from Infobank Magazine, as a form of appreciation for its efforts in providing access to capital to the MSME sector. The award was received virtually by the Retail & Sharia Director of Bank DKI, Babay Parid Wazdi on Monday, 27 June.
Babay Parid expresses his gratitude for the appreciation in building and maintaining the trust that has been given by all customers, shareholders, and stakeholders for the products and services of Bank DKI.
"As is known, in the first quarter of 2022, Bank DKI's credit distribution in the MSE sector increased by 26.1 percent from IDR 1.40 trillion in the first quarter of 2021 to IDR 1.77 trillion in the first quarter of 2022. Bank DKI also continues to encourage the Empowerment of Micro Enterprises, Small and Medium Enterprises in DKI Jakarta and the surrounding areas through lending and financing to JakPreneur MSME traders and BUMD Food traders such as Perumda Pasar Jaya, Food Station, Dharma Jaya," said Babay Parid in his statement, Tuesday, June 28.
As a bank that gives full attention to the development of MSMEs, Bank DKI also participates in the People's Business Credit program. In 2022, Bank DKI targets to be able to distribute KUR of IDR 1 trillion to MSME actors in the operational area of Bank DKI, both existing debtors, JakPreneur members, and Perumda Pasar Jaya traders.
Bank DKI together with Bank Indonesia for the DKI Jakarta area also implemented a digitization program at the Klender market, East Jakarta. The digitization is carried out through digital payment acceptance, namely, SIAP QRIS (Innovative Healthy and Safe to Use-Quick Response Code Indonesian Standard).
Bank DKI is now also presenting JakOne Pay simple apps as an application for the millennial and Gen Z young generation that can be used to perform various daily transactions. This application supports transactions to scan to pay QRIS, as well as electronic money activities. Market visitors who want to use JakOne Pay also don't need to be Bank DKI customers, just download the application on the Google Play Store and App Store. For more information, you can visit the official JakOne Pay website at www.jakonepay.com.
In addition to JakOne Pay, through the JakOne Mobile application as a super app, Bank DKI presents digital banking solutions for user customers to create a more personal, mobile transaction experience and payment of various bills as well as online shopping, Scan by QRIS transactions, top-up electronic money, giving alms/donating for others to secure emergency funds through opening deposits anywhere and anytime.
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Until the period of May 2022, QRIS transactions through JakOne Mobile Bank DKI grew 561 percent (yoy). In addition to QRIS transactions, as of May 2022, the number of JakOne Mobile users has also reached 1.7 million users, with a nominal transaction amount of IDR1.3 trillion, and a transaction volume of 1.6 million transactions.
In terms of digitizing MSMEs, Bank DKI also invites MSME players to develop their businesses by becoming agents through the JakOne Abank application. JakOne Abank is an officeless banking service where Bank DKI is present through an agent using a Mobile Point of Sale (MPOS) device for paying taxes and levies, paying bills.
"We hope that with these various variants of digital services, it can make it easier for MSME players to maximize their business expansion in order to develop better," said Babay.
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