Bank DKI Supports The Implementation Of DKI Jakarta Provincial Government's Financial Inclusion Program

Illustration. (Photo: Bank DKI)

JAKARTA - The DKI Jakarta Provincial Government (Pemprov) won the TPKAD Award 2021 as the best province in the innovation of developing financial inclusion programs in urban areas from the Financial Services Authority. The award was handed over by the Chairman of the Board of Commissioners of the Financial Services Authority (OJK) Wimboh Santoso to the Governor of DKI Jakarta, Anies Rasyid Baswedan on the agenda of the TPAKD National Coordination Meeting (Rakornas) in Jakarta, Thursday 16 December.

On that occasion, Anies appreciated the ranks of the DKI Jakarta Provincial Government who were committed to increasing financial inclusion in DKI Jakarta, especially the program for the One Account One Student (KEJAR) program, Jak Lingko Goes to School and MSME Empowerment. Bank DKI Corporate Secretary, Herry Djufraini said that as a BUMD DKI Jakarta, Bank DKI fully supports the steps taken by the DKI Jakarta Provincial Government to increase financial inclusion for the student community through the One Account One Student (KEJAR) program.

"Until November 2021, Bank DKI has 1.2 million Number of Student Saving Accounts consisting of 1.09 million KJP holders, 114,658 Simple Savings account holders, as well as 5,400 non-Simple Savings and non-KJP savings accounts. "Herry said in a written statement, Friday, February 17.

Bank DKI is also campaigning for the use of Jakcard & Jaklingko e-ticket cards for various modes of public service transportation, such as TransJakarta, Micro Trans, Jak Lingko public transportation, MRT Jakarta, LRT, to airport/Railink trains.

In addition, to make it easier to refill Jakcard and Jak Lingko anytime and anywhere, it can be done through the Near Field Communication (NFC) feature of JakOne Mobile Bank DKI.

As part of financial inclusion that has an impact on empowering MSMEs, the DKI Jakarta Provincial Government and Bank DKI also contribute by providing access to capital for business actors who are members of the Jakpreneur program.

Through this program, MSME activists will gain access to improve skills and independence in developing business potential, in collaborative ways between the Provincial Government, the world of education, the business world, the community, institutions, or other parties. Through the micro loan e-Form, Bank DKI provides convenience in submitting Bank DKI micro credit applications for micro business actors online via a computer or smartphone easily and safely.

Most recently, on November 25, 2021, Bank DKI launched JakOne Abank in Santa Market, South Jakarta which became a pilot project for market digitization through the SIAP QRIS program promoted by Bank Indonesia.

JakOne Abank is an officeless banking service where Bank DKI is present through an agent using a Mobile Point of Sale (MPOS) device for paying taxes and levies, paying bills. By becoming JakOne Abank, customers/traders who become agents can serve various banking transactions from the public and earn commissions from each transaction.

Furthermore, Bank DKI is also collaborating with the DKI Jakarta Province Goods and Services Procurement Service Agency (BPPBJ) to encourage the marketing of MSMEs in DKI Jakarta through the e-Order marketplace platform that can be accessed by the DKI Jakarta Regional Apparatus Work Unit and BUMD.

"We hope that a number of these services can provide benefits for all of us, especially for MSME actors, as well as citizens who have easier access to capital and digital banking services to support Jakarta as a Collaborating City," concluded Herry.