JAKARTA - PT Sarana Multigriya Finansial (Persero) or SMF establishes a synergy with the regional government (Pemda) of East Java to encourage increased accessibility of home ownership for Low-Income People (MBR) and non-fixed income. The home for the MBR is integrated in three regencies in East Java, namely Jombang, Tulungagung and Sidoarjo.
The collaboration was marked by the signing of a Memorandum of Understanding regarding the Residential Housing Program for the community in each district between SMF and three regional governments of Jombang, Tulungagung, and three BPRs which were signed by the Director of SMF, Heliantopo, Jombang Regent Mundjidah Wahab, Tulungagung Regent Maryoto Birowo, Sidoarjo Regent Ahmad Muhdlor Ali represented by the Regional Secretary Kab. Sidoarjo, Achmad Zaini, President Director of BPR Jombang Afandi Nugroho, President Director of BPR Tulungagung, Suhermin, and President Director of BPR Delta Artha Sidoarjo Sofia Nurkrisnajati Atmaja today, in Surabaya.
On the same occasion, the Master Cooperation Agreement related to the Residential Housing Program for the community was also signed between SMF and the three BPRs mentioned above.
Through this collaboration, SMF will provide support for housing and settlement programs for Home Ownership Credit (KPR) in collaboration with housing developer associations in Tulungagung, Jombang and Sidoarjo regencies, housing and settlement programs for non-fixed income people. in Tulungagung, Jombang and Sidoarjo Regencies for land ownership and renovation of uninhabitable houses (incremental housing), housing development programs on their own land for communities in Tulungagung, Jombang and Sidoarjo Regencies.
Then, to reduce the housing backlog, exchange of data and information in relation to plans for cooperation in the housing and settlements sector in the Regencies of Tulungagung, Jombang and Sidodarjo, as well as support from the Regional Government in housing and settlement growth in the three regencies.
SMF Director, Heliantopo said that this collaboration is part of SMF's commitment as a BUMN under the Ministry of Finance which carries out the task of being the government's Special Mission Vehicle to be actively involved in supporting the acceleration of National Economic Recovery (PEN), especially in the housing sector, both in terms of supply and demand. demands.
Heliantopo explained that this was in accordance with the expansion of the mandate given by the Government to SMF through the distribution of sustainable housing finance, so that people's access to decent and affordable housing was increasingly open.
"This synergy program in providing housing ownership facilities is a tangible form of SMF's alignment with the Indonesian people, especially small communities in areas who need and have not been facilitated to be able to obtain their rights to obtain decent housing," he said in a written statement received by VOI, Monday, December 13.
"This is a manifestation of the state's presence to support the improvement of the community's economy, especially low-income people. Where the funds channeled come from the State Revenue and Expenditure Budget (APBN) which is used as much as possible for the welfare of the Indonesian people," he said.
Through this synergy, Heliantopo hopes to have a socio-economic impact on the community, especially in the current conditions where the pandemic is still rolling, it is hoped that the community can be helped so that they can get back up, move and strive to be able to improve their standard of living and economy, which in turn will also be able to come to support PEN.
"We are optimistic that this synergy can contribute to the acceleration of the National Economic Recovery and encourage increased access to decent and affordable housing, especially in various regions in Indonesia," he said.
Meanwhile, Sidoarjo Regent Ahmad Muhdlor Ali said that Sidoarjo, with its characteristics as an industrial area and an urbanization destination, made Sidoarjo Regency need a high occupancy rate, in addition, people who are still below the poverty line and low-income and non-fixed income also need permanent housing or houses. livable.
"Often MBR and non-fixed income do not pass the bank's analysis, therefore the government must have a solution for regulating assistance, housing financing facilities provided by the government in the form of subsidized mortgages channeled through the Implementing Bank," he said.
Related to this, Ahmad Muhdlor Ali really welcomes this synergy, in particular to support decent and affordable housing ownership and reduce the housing backlog as well as increase Uninhabitable Houses (Rutilahu) in Sidoarjo Regency.
On the same occasion, Tulungagung Regent Maryoto Birowo expressed his gratitude and full support to SMF for synergizing with BPR Bank Tulungagung and Tulungagung Regency Government.
"This synergy is one of our strategies to reduce the housing backlog as well as to increase uninhabitable houses for low-income communities in Tulungagung Regency, therefore this collaboration is very important in order to realize the Tulungagung people to get a decent place to live and a decent environment," said Marwoto .
In line with that, Jombang Regent Mundjidah Wahab also expressed his support and gave appreciation to SMF for their willingness to collaborate with the Jombang Regency Government.
"This is a form of embodiment of the Government's role for equitable development in terms of providing housing for the people. In Jombang the number of people who do not have proper housing is still quite high, therefore we really welcome this collaboration, and we hope this cooperation can support the improvement of community welfare in the region, especially in Jombang Regency," he said.
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