JAKARTA - The DPR has passed the Draft Law (RUU) Amendment to Law Number 34 of 2014 concerning the Management of the Hajj Finance as a proposed or DPR initiative bill in the Plenary Session of the IV Session of the 2025-2026 DPR Session.
Speaker of the House of Representatives Puan Maharani explained a number of rules that are changes in this bill, one of which is the norm regarding the Installment Deposit. This is intended so that prospective pilgrims can make installments during the waiting queue for the departure schedule.
"So hopefully it can ease the burden on the congregation at the time of the Settlement Deposit," said Puan at the DPR building, Senayan, Jakarta, Thursday, March 12.
According to Puan, the installment deposit will also increase the funds managed by the Hajj Finance Management Agency (BPKH) so that the resulting Benefit Value must also increase.
The next norm that has been formulated in the Hajj Financial Management Bill is the issue of Capital Reserves sourced from the operational surplus of the haj pilgrimage. Puan said, the Capital Reserve is needed by BPKH as a buffer if there is an investment risk.
"Capital reserves can also be submitted to the DPR RI to be used as direct investment capital. This norm is formulated to support the investment portfolio of BPKH which is not only in placement or deposits, but also in direct investment," said Puan.
Not only that, continued Puan, the Hajj Financial Management Bill also regulates the Distribution of Benefit Value (NM) for each pilgrim based on the principles of fairness and proportionality. "This means that the longer the pilgrim waits, the greater the Benefit Value that the pilgrim will receive. Including if there is an accumulation of Installment Deposit, then the pilgrims will also get a larger NM amount on their respective Virtual Accounts," he explained.
With the rules in this bill, Puan said BPKH can form its own business or subsidiaries. This is also done as an effort to expand BPKH's investment portfolio which must be able and brave to make direct investments. "Both in the country and in Saudi Arabia, especially in the field of the hajj and umrah ecosystem," added Puan.
In the bill on the management of the Hajj finances, BPKH will also be involved in discussing the cost of organizing the Hajj (BPIH). In that way, according to Puan, BPKH is no longer a cashier, but is involved in formulating the amount of BPIH together with the DPR and the Government.
"This is important to be included in the Bill of Change so that the BPIH (Hajj Implementation Fee) which is determined every year also takes into account the sustainability of the Hajj funds managed and located in the BPKH," he explained.
In accordance with the existing mechanism for drafting laws, after the ratification of the Hajj Financial Management Bill as a DPR initiative, the Council will write to the President and send this Amendment Bill along with the completed Academic Draft.
"It is hoped that the President will immediately appoint a Minister who will represent the government in the next session's discussion phase," concluded Puan.
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