Sabang District Attorney Charges Bank Employee for Stealing Rp1.4 Billion from Customers

The trial of the state's Islamic banking criminal case at the Sabang District Court, Aceh. ANTARA/HO-Kejari Sabang

BANDA ACEH - The public prosecutor of the Sabang District Attorney's Office (Kejari), Aceh, has charged a bank employee with hacking into customer funds up to Rp1.4 billion.

Head of the Intelligence Section of the Sabang District Attorney's Office, Mohammad Riski, said the defendant on behalf of MI, a bank employee at the Sabang Assistant Branch Office.

"The trial with the agenda of reading the indictment took place at the Sabang District Court on Wednesday (18/2)," said Mohammad Riski as quoted by ANTARA, Friday, February 20.

In the public prosecutor's indictment, he said, the defendant's actions were carried out in the period from April 11 to May 28, 2025.

At that time, said Mohammad Riski, the defendant was serving as a Customer Service Representative (CSR).

"The defendant took advantage of access to the bank's internal system and abused his authority to liquidate deposits and withdraw customer savings without permission," he said.

Mohammad Riski said in the indictment, the public prosecutor revealed that the funds taken from customers were used to play online gambling or online and the personal needs of the defendant.

The defendant's modus operandi, he said, among others, making fictitious deposits without physical money, forging the customer's signature on the withdrawal slip.

Then, open a fake account using customer data and change the account destination for deposit search to an account controlled by the defendant.

"To carry out the action, the defendant used his boss's account and password to approve transactions that required bank officials' authorization," said Mohammad Riski.

The public prosecutor accused the defendant of violating Article 66 paragraph (2) of Law Number 21 of 2008 concerning Islamic banking as amended to Article 66 paragraph (3) in Part Three concerning Islamic banking in Law Number 4 of 2023 concerning the strengthening and development of the financial sector jo Article 65 paragraph (1) of the Criminal Code.

"The defendant's actions not only harmed the customers, but also tarnished public confidence in banking institutions. The defendant was not detained because he had just given birth," said Mohammad Riski.