BCA Posts Rp14.7 Trillion in Profits in Q1-2026

JAKARTA - PT Bank Central Asia Tbk (BBCA) reaped a net profit of IDR 14.7 trillion in the first quarter of 2026.

This figure increased by 3.8 percent year on year or year on year (yoy) from the same period last year which was recorded at Rp14.1 trillion.

On the other hand, BCA's total credit rose 5.6 percent year-on-year to Rp994 trillion as of March 2026, in line with the Company's commitment to supporting the national economy.

"The distribution of credit is supported by solid funding, with cash and savings (CASA) of IDR 1,089 trillion, growing 11.2 percent year-on-year," said President Director of PT Bank Central Asia Tbk Hendra Lembong in an online press conference, Thursday, April 23.

Hendra said that the CASA portion dominated around 85.2 percent of BCA's total Third Party Funds (DPK).

BCA's loans as of the end of March 2026 are mainly supported by productive loans of IDR 760.2 trillion, an increase of 7.8 percent year-on-year. In line with the commitment to implement the Environmental, Social, and Governance (ESG) principles, the allocation of loans to sustainable sectors grew 10.0 percent year-on-year to IDR 258.4 trillion, or equivalent to 26.0 percent of BCA's total financing portfolio.

This achievement is supported by the growth of SME loans of 12 percent year-on-year with an outstanding Rp146 trillion, reflecting BCA's support for various sectors of the national economy.

BCA's green financing or green financing grew 7.7 percent year-on-year to Rp113 trillion, one of which was supported by the distribution of financing to the New and Renewable Energy (EBT) sector which increased 53.5 percent year-on-year.

"BCA is always committed to channeling credit by considering the principle of prudence and the application of disciplined risk management," continued Hendra.

Meanwhile, the loan at risk (LAR) and non-performing loan (NPL) ratios are maintained, at 5.1 percent and 1.8 percent, respectively.

The LAR and NPL reserve ratios are at solid levels, 69.7 percent and 174.6 percent, respectively.

In terms of funding, BCA's total DPK reached IDR 1,292.4 trillion, growing 8.3 percent year-on-year.

The increase in CASA is in line with the development of BCA's transaction banking, including various digital and non-digital channels.