BFI Finance Make Sure It Will Distribute Interim Dividends

JAKARTA - PT BFI Finance Tbk (BFIN) has confirmed that it will distribute interim dividends even though it has not been able to reveal the projected dividend distribution of the full year's performance in 2025.

Director of PT BFI Finance Tbk Sudjono said the company has consistently distributed interim dividends in recent years. This value can be a public reference for projected interim dividends later.

"If I'm not mistaken in the last three years, the amount is around Rp. 28 per share," said Sudjono quoting Antara.

As for the next interim dividend value, he said BFIN could not provide a definite reference considering the decision depends on the shareholders.

Usually, continued Sudjono, shareholders only make a decision after the annual financial report audit process is completed and before the Annual General Meeting of Shareholders (AGMS) is held in April or May.

"For the amount of dividends, please be patient. But when it comes to whether there is an interim dividend, the answer is yes," he said.

For the record, BFIN posted a net profit of IDR 1.17 trillion as of the third quarter of 2025, an increase of 4.7 percent (year-on-year/yoy) from IDR 1.11 trillion in the third quarter of last year.

The company's net income was recorded at IDR 4.08 trillion, growing 7.7 percent (yoy). The value of operating expenses, not including the cost of reserve losses, decreased by 1.4 percent (yoy) to IDR 1.77 trillion.

Return on Assets (ROA) is at the level of 7.7 percent, while Return on Equity (ROE) is at the level of 14.7 percent.

In terms of asset quality, the Non Performing Finance (NPF) ratio is maintained at the level of 1.55 percent gross (yoy). The level increased by 12 basis points (bps), but the company is confident that it will be able to control the NPF ratio with a quarterly decline of 8 bps. Meanwhile, the NPF Coverage is stable at the level of 2.5 times or up from the previous quarter 2.4 times.

Meanwhile, the value of the new financing rose 15.2 percent (yoy), which pushed the total value of the managed receivables by 13 percent (yoy).