PPATK Completes Analysis Of 122 Million Dormant Accounts, 90 Percent Are Active Again

JAKARTA - The Financial Transaction Reports and Analysis Center (PPATK) has completed the entire process of analysis of domestic or inactive accounts carried out with banks since May 15, 2025.

The process was completed on July 31, 2025 and includes 122 million domestic accounts affected by the temporary suspension of transactions.

The head of PPATK, Ivan Yustiavandana, said that from the results of the analysis, his party had mapped the risk of a mortgage account based on the level of abuse vulnerability, without revealing confidential individual data.

The risk map will serve as a reference for regulators and the financial services industry to take appropriate precautions.

To date, more than 100 million Kimant accounts or about 90 percent have returned to service. The majority are inactive accounts within five to 35 years.

"The activation mechanism is completely back in each bank, according to their internal policies."

"We continue to encourage the acceleration of this service, while ensuring that in the future the released account is completely safe from potential abuse," Ivan said as quoted from his official statement, Saturday, August 9, 2025.

PPATK also provides a number of recommendations for improving handling and mitigating the risk of misuse of Dormant accounts to the relevant authorities.

One of them is asking banks to proactively update customer data through direct contact, both face-to-face and online, as part of the Know Your Customer (KYC) procedure.

According to Ivan, the temporary suspension of accounts is not a punishment or abolition of rights, but a preventive step to protect customer funds and maintain the integrity of the financial services sector from various criminal acts, such as fraud, buying and selling accounts, online gambling, corruption, narcotics, and hacking.

For customers whose accounts are still dormant, PPATK urges to immediately contact the nearest bank or official bank services for the reactivation process by bringing the valid identity documents.

"With the coordination between PPATK, banks, regulators and the community, we can build a strong, safe, and trusted financial system," he concluded.