Banking Selectively Recruits Young Bankers To Support Digitalization

JAKARTA - With the current landscape of banking services and solutions transforming into digital, young professionals who are digitally fluent are needed. The presence of the young banker is the backbone of the future of domestic banking.

Economic observer from the Center of Economic and Law Studies (CELIOS) Nailul Huda said the banking landscape has not changed much in general because indeed the largest banking income is still from corporate credit profits. However, in terms of financial transactions to credit services in relatively small amounts, there has been a change from offline services to online.

"The presence of millennial genes and Z genes has changed the mindset of these financial transactions a lot. Starting from payments, transfers, to loans in certain amounts, it can be done through applications," he told reporters in Jakarta, quoted Friday, May 3.

Transaction development from offline to online only changes the way banking transactions are more tech savvy so that they relate to millennial genes and gen Z in the future. Tech savvy will also develop to internal companies where banks are also required to be more flexible to work that is in accordance with the times.

Therefore, this presents its own challenges for banks to adapt, both in terms of providing the best banking experience for Gen Z and the millennial generation as employees.

"Later, developments such as CS and transactions will be carried out through technology. Young Bankers are required to be able to analyze risks, to pay ability to pay through big data, not just from the history of financial transactions," he concluded.

Nailul added that banks are continuously adapting to digital developments. During this transition period, banks are still studying the right need to recruit a young workforce. Because the digitalization trend with the existence of super apps causes many roles that can be done digitally rather than conventional services. "So digital capabilities are needed in the future for banking human resources, especially to support this young people's tech savvy," he added.

As is known, to present professional young bankers among banks, the management trainee program is still a mainstay. The program provides opportunities for the best graduates from various universities in the country, including through scholarship channels, to become a reliable workforce in the banking industry.

Evi Damayanti as the Chief Human Capital of PT Bank Danamon Indonesia Tbk said the interest of the best graduate who wants to make a career as a young banker is still quite high from year to year. In 2023, Danamon's Management Trainee Program called Danamon Bankers Trainee (DBT) received more than 65 thousand applications, which were closely selected to 50 - 60 candidates for the education program.

Likewise, the Danamon Technology Trainee (DTT) program, which is currently included in the second batch, where Trainee will be exposed to a lot of knowledge of the skills and involvement of IT and Digital projects.

Both the DBT and DTT programs consist of several stages, namely in-class training intensively at the Danamon Ciawi Campus and project assignments to train young talents in analyzing processes, monitoring timelines, proposing space for improvement, networking with various divisions in the project, and reporting.

Danamon Bankers Trainee is an opportunity for leading fresh graduates who want to become future leaders in the banking industry, for various business lines, divisions and functions, including Enterprise Banking, Consumer, Treasury, Transaction Banking, Small Medium Enterprise, Compliance, Human Capital, Digital, Finance, and other relevant divisions in Danamon and the banking industry, while through the special Danamon Technology Trainee route, fresh graduates will become specialists and experts in the IT field who will be able to support digital development in Danamon so that we have advantages that can increase added value to serve customers better, "said Evi.