List 3 OJK Official Online Loans Without BI Checking

YOGYAKARTA BI Checking is Historical Individual Debtor Information (IDI) which contains traffic records or traffic jams in credit payments (colecticity).

Some financial institutions require BI Checking if it wants to apply for credit.

So, can debtors still get if the BI checking score is bad? Of course, because there is a credit platform that provides loans without BI Checking.

Currently, there are many financial technology (fintech) companies that provide credit services quickly, easily, and safely. What are these fintech companies?

Compiled by VOI from various sources, here are three fintechs that provide loans without BI Checking:

1. JULO

JULO is one of the online loan platforms in Indonesia that is licensed and under the supervision of the Financial Services Authority (OJK).

Some of the benefits that will be obtained by the debtor when applying for credit to Julo are:

The provisions for getting cashback from Julo include:

Meanwhile, the requirements for applying for credit at Julo are as follows:

2. Fast Fund

The online credit platform for lenders without BI Cheking is the next Fast Fund.

This platform offers an easy and fast Credit No Agunan (KTA) application process. Debtors can apply for a loan using only a smartphone.

On the fast Fund fintech platform, debtors can apply for loans of up to IDR 10 million with a tenor of 91-360 days, and interest at a maximum of 15 percent per year.

The requirements for applying for a loan to the Fast Fund are:

3. Coinworks

The peer-to-peer lending loan provider platform can also provide loans without BI Checking.

There are three types of loans offered by Coinworks, including:

Loan features in CoinWorks include:

The requirement to apply for credit at CoinWorks is:

That's information about online credit platforms that provide loans without BI Checking. Hopefully it will be useful!