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Illustration of how to calculate gold pawning flowers at pawnshops (Freepic)

YOGYAKARTA - Gold is one of the valuables that can be pawned to get funds quickly. You can give gold jewelry or bullion to pawnshops as collateral to get a loan. But you also need to know how to count gold pawning flowers in pawnshops.

Many people choose to pawn gold when experiencing an emergency condition that requires a loan of funds as soon as possible or suddenly. Gold pawning can be done quickly by bringing the goods and submitting a personal identity such as an ID card.

As a borrower, you will be subject to gold pawnshops whose amount is calculated based on a certain period of time. So how to calculate gold pawning flowers in pawnshops?

Interest or capital rental for gold pawns are calculated based on the type of pawn and a certain period of time. The gold pawnshop interest consists of four types, namely daily, business, regular, and ultra micro interest. Each type of pawn charges interest at different amounts, so it can be adjusted to the ability of each borrower.

The gold pawning interest worn by customers will be calculated per 15 days multiplied by the amount of money borrowed. Generally, pawnshops impose a loan period of 15, 30, 60, up to 120 days.

The following is the amount of gold pawning flowers in pawnshops based on the types of pawns:

After knowing the details of the gold pawn interest, then you just have to try to calculate it to estimate the amount of interest to be paid. For example, you pawn 15 grams of precious metal gold to take a loan of IDR 10 million.

If you choose the daily pawn type, then the rental fee or interest that must be charged is 0.9 percent of the Rp. 10 million. So the amount of interest you bear is Rp. 90,000 which needs to be paid per 15 days.

That's a review of how to calculate gold pawn interest in pawnshops. The amount of capital rental money or pawn interest imposed on each person can vary depending on the type of pawn chosen and the amount of money borrowed. It is important to calculate this interest so that you can manage your finances carefully and interfere with your finances.

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