Expand Digital Funding Access, Bank DKI Collaborates With Digiasia

Photo: Doc. Bank DKI

JAKARTA - Bank DKI continues to expand access to digital funding. Most recently, Bank DKI collaborated with Digiasia Bios (Digiasia), the company Embeddted Fintech-as-a-Service (EfaaS), with a cooperation scheme to provide credit financing for supply chain financing.

Bank DKI acts as an institutional lender, while affiliates from Digias act as peer to peer lending platforms, as well as the use of other products and services. The cooperation ceremony was marked by the signing of a Memorandum of Understanding carried out by Bank DKI Director of Technology & Operations, Amirul Wicaksono and Co-Founder of Bios Digiasia, Alexander Rusli in Jakarta on Thursday 11 May.

Director of Technology & Operations at Bank DKI, Amirul Wicaksono expressed his appreciation for the cooperation that was established.

"Bank DKI's steps to establish partners with Digiasia are built with optimism to provide added value to products and services and become a solution to the needs of customers of both parties," said Amirul.

Separately, through a written statement, Bank DKI President Director Fidri Arnaldy said that cooperation with Digiasia provides an opportunity for Bank DKI to actively participate in the growth of ecosystem-based business to business (B2B) loans.

"So far, there is an anomalous perception of the relationship between banks and fintech which seems contradictory, even though the synergy between Bank DKI and Digiasia is believed to strengthen the business sector of each entity and build a healthier and more inclusive macro financial ecosystem," said Fidri.

Fidri further added that Bank DKI always opens itself up to various opportunities to synergize with various entities as an effort to expand public financial access, increase product and service competitiveness, and increase Bank DKI's contribution not only within the scope of DKI Jakarta but also nationally on a national scale to achieve the 2045 Golden Indonesia Vision.

In line with that, the Co-Founder of Digiasia Bios, Alexander Rusli, expressed his respect and enthusiasm for being trusted to form a strategic partnership with Bank DKI.

"We firmly believe this collaboration will have a positive impact and gain on both parties. We understand that every business and community level has different needs. Through the fintech products and services we provide, we are here to help and support the financial transformation of our partner companies and customers," said Alex.

For information, Digiasia is the first Embedded Fintech-as-a-Service (EfaaS) company in Indonesia to have four superior products and services, namely KasPro (digital payment), CreditPro (P2P lending), RemittPro (remittance/delivery of money) and Digi Bos (digital financial services/LKD). All products and services operated have permits, licenses and full certification from Bank Indonesia (BI), Financial Services Authority (OJK), including ISO27001 certification, QRC Solution, PSS PCI certification, Financial Transaction Reports and Analysis Center (PPATK), the Indonesian Money Transfer Organizers Association (PPUI), and the Indonesian Joint Funding Fintech Association (AFPI).

Bank DKI Corporate Secretary, Arie Rinaldi added, this synergy is an excellent opportunity for the use of products and services for each party and expanding banking access to business communities that need financial support.

Actively Synergizing Digital Services

Under the leadership of Bank DKI President Director, Fidri Arnaldy, Bank DKI continues to strive to provide qualified digital services through various synergies, including the development of cross-border cooperation services for payments abroad, the use of cloud computing technology to strengthen banking digital services and ecosystems.

Finally, Bank DKI has successfully collaborated with Bank BCA and PRIMA networks to utilize cardless deposit and cash withdrawal services on BCA ATM networks, BNI Bank ATMs, and CIMB Niaga with PRIMA network logos spread throughout the archipelago.

In closing, Arie said that along with the implementation of the Company's transformation, Bank DKI also continues to provide innovations for digital banking services through the development of various digital applications, such as JakOne Mobile super apps, JakOne Pay simple apps, as well as JakOne Abank and other services such as Cash Management System, as well as applications for online credit and financing through KMG e-forms and the development of digital lending applications.

In the event that non-cash transaction services use cards, Bank DKI continues to expand JakCard's acceptance which functions as an electronic money card in various modes of transportation DKI Jakarta, entrance tickets for a number of museums, to transactions at various merchants in collaboration with Bank DKI.