YOGYAKARTA - How to check BRI KUR can be done via cellphone or online. The presence of this service makes it easier for MSME actors who have submitted BRI. They can see how much installments and payment schedules are set.
For information, People's Business Credit (KUR) is a program from the government to increase access to financing for MSME actors. This program is a solution for small and medium enterprise owners to get additional capital to develop their business.
Currently, BRI provides three types of KUR that can be chosen by the community, namely Bank BRI Micro KUR, BRI Bank Small KUR, and BRI Bank TKI KUR. So how to check BRI KUR via cellphone?
To check BRI KUR, you can do it online. You can see the number of installments and KUR payment schedules via mobile banking from BRI, namely the BRImo application.
The following are BRI KUR check steps via cellphones that you can follow:
Please open the BRImo app on your phone. Make sure you already have a BRImo account.
You can also check BRI KUR through the nearest ATM machine from your location. The following are steps for checking BRI KUR installments through ATMs:
The opening of the 2024 BRI KUR has been awaited by many Indonesians, especially MSME actors. Although no further information has yet been released regarding the opening of BRI KUR in January 2024, it is possible that the opening of KUR will be carried out in the first quarter around March 2024, referring to previous years.
BRI's KUR is in great demand because it offers lower interest rates than other banks. The interest expense that must be borne by creditors is only about 6 percent to 9 percent per year. With the BRI KUR program, business owners can apply for loan funds with various limits. You can get loans ranging from IDR 1 million to IDR 500 million.
There are three types of BRI KUR that MSME actors can use for additional capital to develop their business. Each type of KUR has different terms and conditions, as follows from BRI's official website:
Requirements:
Provisions:
- Working Capital Credit (KMK) with a maximum loan period of 3 (three) years
- Investment Credit (KI) with a maximum loan period of 5 (five) years
Requirements:
Provisions:
- Working Capital Credit (KMK) with a maximum loan period of 4 (four) years
- Investment Credit (KI) with a maximum loan period of 5 (five) years
Requirements:
Individuals (people) for prospective migrant workers who will go to work in the placement country. Administrative requirements:
- Identity in the form of a family ID card and card
- Work agreement with service users
- Placement agreement
- Passport
- Visa
Provisions:
That's how to check BRI KUR through your cellphone or online, which you can do to see the number of installments and payment schedules. For MSME players or business owners who want to get a loan for business capital, please monitor this information on the opening of BRI 2024 KUR. Also read how to apply for BRI 2024 KUR.
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