JAKARTA - President Director of PT Bank Negara Indonesia Tbk. (BNI) Royke Tumilaar stated that the company is optimistic in improving performance in a sustainable manner.

It was stated that in general the 2023 business year was predicted to be a challenging period with continued geopolitical issues, economic slowdown and global inflationary pressure.

According to him, inflation is also expected to slope to 3.8 percent after the easing of the impact of rising fuel prices on consumer inflation.

"This stable domestic economy will certainly be a catalyst for healthy business growth for banks," he told reporters on Wednesday, March 15.

Royke added, taking into account the prospects and potential of business and macroeconomic conditions, his party believes that performance growth will be positive in line with the ongoing transformation agenda.

"We have compiled a bank business plan with a main performance indicator in the form of credit growth of up to 10 percent with NPL Gross less than 2.5 percent at the end of the year so that it is expected to have a positive impact on profitability with NIM above 4.8 percent and ROE in the range of 15.7-16 percent," he said.

Royke revealed that to achieve these targets, BNI is developing transaction solutions and financing the digital ecosystem to meet the needs of various customers.

The business entity with the issuer ticker BBNI is known to focus on increasing the Current Account Saving Account (CASA) and the Sustainable Fee Based Income (FBI) while increasing business expansion to top tiers.

"Of course we will also continue the transformation of human capital, culture, and operations so that it is more agile and lean in supporting business. We are also strengthening the international business network in supporting global market penetration and continuing to optimize the synergy of BNI Group in strengthening the position of child companies," he explained.

On this occasion, Royke also explained that the dividend was IDR 7.32 trillion or equivalent to 40 percent of 2022's net profit, which amounted to IDR 18.31 trillion.

The dividend itself was divided into IDR 4.39 trillion for the government because it became the majority shareholder (60 percent) and IDR 2.92 trillion for public shareholders (40 percent).

"The company remains optimistic that it can record positive performance growth in line with the transformation agenda that is still running in 2023," he concluded.


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