YOGYAKARTA - Collecting debt is often an uncomfortable moment in social interactions, especially when it involves those closest to you. As a collector, you need to take a careful and understanding approach. In addition, you can also practice prayers of collecting debts in order to be successful remotely.
In Islamic teachings, praying is one way to ask for convenience and smoothness in various matters, including when collecting debts. By reading this prayer, we can avoid the impression of urgency or pressure, so that the billing process can be carried out more politely.
In addition, prayer also gives peace of mind and confidence that God will help solve our problems. So what is the prayer like to collect a debt that a Muslim can do?
If someone who owes a debt experiences financial difficulties in paying off his debt, the debt giver is advised to be patient. In addition, he is also advised to pray that the person can immediately pay off his debt.
Reading prayers so that someone immediately pays off their debt is an important practice and should not be missed. In the Fiqhur Ridha Book, it is recommended for debt givers to pray for those who owe it to make it easier to pay off their obligations.
Here is a prayer reading so that someone immediately pays off their debt to us:
You can't help it, you can't help it, you can't help it, you can't help it, you can't help it, you can't help it, you can't help it, you can't help it, you can't help it, you can't help it, you can't help it, you can't help it, you can't help it, you can't help it, you can't help it, you can't help it, you can't help it, you can't help it, you can't help it, you can't.
Allahumma lahzhotan min laazhootical kiram, tuyassiru alaa ghuromaa-ii bihal qodhoo-a wa tuyassiru lii bihaa minhumul iqtidhoo-a, innaka alaa kulli saki-in qadiir.
Meaning: O Allah, through the gifts of many Your graces, hopefully You will make it easier with him to those who owe me to pay off, and hopefully You will make it easier for me to collect them, in fact You are Almighty over everything.
In addition to reading prayers to collect debts remotely, those who are in debt also have the responsibility to try to pay off their debts as soon as possible. This is important because the debt giver may also need the money.
There is a prayer practice that can be practiced so that it is easier for someone to pay off their debts. As mentioned in the hadith narrated by Imam Tirmidzi from Ali bin Abi Thalib radhiyallahu 'anhu, Rasulullah saw. said:
You can't help it, you can't help it, you can't help it, you can't help it, you can't help it, you can't help it, you can't help it, you can't help it, you can't help it, you can't help it, you can't help it, you can't help it, you can't help it, you can't help it, you can't help it, you can't.
"Allahummak fini bihalalika an hariika wa aghnini bifadhlika amani Sikawaka.
Meaning: O Allah, enough for me with your halal sustenance (so that I avoid) what is haram. Enrich me with Your gift (so I don't ask) to other than You. (HR Tirmidzi)
Here are some other practices that you can do to be given smoothness in collecting debts:
The first step is to say Bismillairrahmanirrahim when he is about to leave the house. After arriving at the house of the person in debt, read the letter Al-Fatihah.
"O Allah, I gave Al-Fatihah the name of the person you will collect," then read Al-Fatihah once.
After that, continue to read the verse "Walloh mukhrijum maa kuntum taktumum" 23 times. This means "And Allah wants to see what you have been hiding."
VOIR éGALEMENT:
By practicing this Asmaul Husna, people who owe it will wake up and be encouraged to pay off their debts. You can read the dhikr "Ya Muzillu" 770 times a day while imagining people who owe you money.
Namun jika jumlah tersebut dirasa terlalu berat, Anda bisa menggantinya dengan membaca dhikr "Al Mudzill" sebanyak 75 kali. Kemudian dilanjutkan dengan salat sunah dua rakaat.
Then close by reading, "Allahumma Aaminni Min (said the name of the person who owes you), Allahumma Akfinii Syarra-hu".
You can also practice paragraph 16 of Ali-Imran's letter 7 times. Here's the reading, "Robbanaa innanaaa aamannaa faghfirlana dzunuubanaa wa-qina 'adzaabannar."
Meaning: O our Lord!, actually we have faith, so forgive us for all our sins and protect us from the fire of hell.
Demikianlah doa menariks utang agar berhasil jarak jauh yang bisa Anda membayalkan agar orang yang bertangkat kepada Anda segera membayarkan. Baca juga doa agar diberi kemudahan dalam menghadapi kesulitan.
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