Car Insurance Unaccumulated Risk: Here Are Some Lists

Unaccounted Risk Of Car Insurance (Sam Williams Image - Pixabay)

YOGYAKARTA - All unwanted things can occur when and anywhere on transportation. Therefore, it is important to prevent vehicles with the right insurance so that all events that cause costs are not guaranteed alone. However, some of the costs are guaranteed by insurance companies, either light or heavy damage.

Even if it's like that, you also need to be on guard because not all car damage will be guaranteed by insurance companies. What are those things? Follow these next points, come on!

Due to the excess of passengers

4-wheeled transportation devices have their own loading. For example, buses with a load of up to 20 people, on the other hand, only 7 private cars. If only 7 people's private cars are used to accommodate 10 people, the insurance company will not compensate for the damage caused by this.

Because the risk of a disaster is very big. That's why fill the car according to its capacity. If it doesn't fit, don't force it so that you and other passengers are also safe on the road.

Damage to the march

Involving private cars in carnival activities is both exciting and exciting. However, know that this activity is very risky to your car because of the dense number of tourists who arrive. It's not impossible if you talk about being grazed or hit by other tourists.

Either minor or large damage, the insurance industry will not justify the claims you submitted. Therefore, do not occasionally bring a carnival car if you do not want to spend individual money to justify the damage.

Addiction to alcohol and illegal drugs

An addict of alcoholic beverages or illegal drugs is generally easier to deal with road disasters. Because, his awareness is down when driving. The damage that arises ultimately is not the responsibility of the insurance company.

Not having a driver's license

SIM (driving license) is an important letter for motorcycle or car drivers. This letter is legal evidence if the driver has obtained permission to drive alone. Those who dare to drive without a driver's license will generally be rewarded according to legal articles.

Damage to wheels or tires

This budget is not listed in the insurance warranty, not because you modify the car tires. However, because the damaged part is only the tires or wheels because the insurance does not justify the claim submission. Because, this incident can be indicated as a deliberate attitude by the vehicle owner.

Damage to car accessories

The addition of car accessories, such as stickers, sein lights, or car wings is also not the responsibility of insurance companies if this is not recorded in policy policy. But if registered, it will only receive warranty fees in accordance with insurance policies.

Theft was due to hypnotation

Events such as car robbery are very vulnerable to being established in developing countries. The risk is also very large, therefore the insurance industry does not impose protection for the behavior of this one's mistakes. Because, whether or not personal transportation is maintained is absolutely the responsibility of the vehicle owner. Therefore, keep your means of transportation truly. Stay away from parking cars in illegal parking because it is very vulnerable to theft.

Due to personal mistakes

Not only damage to the impact of the owner's intentional factor, but the damage that took place because he rented the car secretly is also not guaranteed by insurance. The company takes this into account as a form of carelessness that the owner cannot protect the vehicle properly.

So after knowing the risks that are not covered by car insurance, see other interesting news on VOI, it's time to revolutionize news!