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JAKARTA - PT Bank Jago Tbk for Third Party Funds (DPK) growth of 120 percent or to Rp9.28 trillion as of March 2023 from Rp4.21 trillion as of March 2022.

Bank Jago President Director Kharim Siregar said the growth of the DPK was in line with the growth in the number of customers of up to 7.5 million customers including more than 5.8 million customer funding through the Jago Application in the first quarter of 2023.

"The number of customers has more than doubled compared to 3.5 million customers per the first quarter of 2022, including 2.3 million customer funding through the Jago Application," he told the media, Friday, April 28.

The increase in DPK was driven by the growth of current accounts and savings accounts (CASA) of 158% percent from Rp2.29 trillion in the first quarter of 2022 to Rp5.92 trillion in the first quarter of 2023.

"This significant growth encourages the CASA portion of the DPK to reach 64 percent by the end of March," he said.

Meanwhile, until the first quarter of 2023, Bank Jago's lending and sharia financing reached IDR 10.84 trillion or grew 76 percent compared to the same period last year of IDR 6.15 trillion.

This growth was achieved thanks to the strategy of lending and sharia financing through collaboration with various partners (partners), such as ecosystems and digital platforms, financing companies, and other financial institutions.

In lending, Bank Jago does it carefully and measurably while still paying attention to existing expansion opportunities. This can be seen from the gross ratio of non-performing loans (NPL) at the level of 1.5 percent or below the banking industry average.

"We believe collaboration is the most effective way to provide financing to more customers but while still paying attention to credit risks so that Bank Jago can grow sustainably," continued Kharim.

The growth in Islamic loans and financing has pushed Bank Jago's assets to reach IDR 18.02 trillion and profit before tax reached IDR 22 billion at the end of March 2023. Meanwhile, the capital adequacy ratio (CAR) is 79 percent which shows strong capital for future business expansion.

Kharim explained that this achievement shows that Bank Jago can grow sustainably with strong fundamental support that has been built since the previous year.


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