3 Types Of Investment For Students, Are Safe And Cuan!

Investment illustration (Tumisu-Pixabay)

YOGYAKARTA Investment is an investment with the aim of making a profit. Investment can be made by anyone, including students. Currently, there are many types of investments for students who offer sufficient returns.

In this article, VOI will review the type of investment suitable for students. Read on to find out.

Summarized from various sources, here are the types of investments for students who offer sufficient returns if done within a certain period of time:

The recommendation of investment instruments for the first student is mutual funds. This investment product is issued and managed by an investment management company.

Quoted from the official website of the Financial Services Authority (OJK), mutual funds are a forum for collecting public funds managed by a legal entity called the Investment Manager, to then be invested in securities, such as stocks, bonds, and money market instruments.

Mutual Funds are a suitable investment platform for students. The reason is, investment in mutual funds is managed by investment managers who are experienced in the capital market world. Investment managers have the ability to maximize investment returns through a deep analysis of economic and market conditions, selection of investment strategies, and selection of appropriate assets.

Another reason is that investment in mutual funds can be done with limited funds. Enough with Rp100 thousand, you can invest in mutual funds.

The purchase of mutual funds can be made through an Investment Manager company that issues and manages mutual funds or can be done through a Bank that acts as a Fund Securities Seller Agent (APERD).

Before buying mutual funds, make sure that companies selling mutual fund products are registered with the OJK.

The recommendation of investment instruments for students is stocks. This is an investment instrument that investors choose a lot because shares are able to provide an interesting level of profit.

Recently, the Indonesia Stock Exchange (IDX) made a policy in favor of beginners with limited budgets. Where, as students, you can buy 1 lot of shares with small capital.

Related to this, you can buy the shares in the LQ45 index list. This index is a reflection of stocks that have high liquidity, large capitalization, and also good company fundamentals.

Despite offering an attractive return, you are advised to learn first about stock investment. This is because one type of investment for students is known for its risk-filled investment.

Quoted from the official IDX website, one of the risks of investing in stocks is capital loss, which is a condition where investors sell stocks lower than the purchase price.

For example, PT. XYZ shares purchased at a price of Rp. 2,000 per share, then the share price contracted to Rp. 1,400 per share. Fearing the share price will continue to fall, investors will sell it at a price of Rp. 1,400, - so that it suffered a loss of Rp. 600 per share.

The recommendation of the last type of investment for students is gold investment. The precious metal of gold offers a promising return instead of other investments.

In fact, the returns provided by gold investment were able to balance the JCI.

There are various reasons why gold can be a promising type of investment, such as, low risk of being ground in inflation, always having a lot of interest, and having a high liquidity level. Therefore, for those of you who invest in gold, the selling process into cash funds can still be done in a relatively short time.

That's information about the type of investment for students. Hopefully it will be useful!