Sharia BTPN: Digital Ecosystem Innovation Successfully Meets Public Access Needs For Banking Services

Illustration. (Photo: Doc. Antara)

JAKARTA - Finance Director of PT Bank BTPN Syariah Tbk Fachmy Achmad said that the company's digital ecosystem innovation has succeeded in meeting the public's access to banking services, especially the pre- and sufficiently prosperous segment.

At the Editor's Meeting in Jakarta, Saturday, February 11, he conveyed that the company carried out a series of innovations to build a sharia digital ecosystem, including, firstly, access to finance for Mitra Perkat customers.

"Access to working capital can begin to be obtained through a digital process," said Fachmy, quoted from Antara.

His party has perfected e-channel services for funding customers through Right Mobile Banking and Internet Banking, to optimize and provide security in transactions, as well as an effort to empower the public inclusion.

He continued, the second digital innovation is to expand access to knowledge (access to knowledge), by designing an application based on the Exact Daya Platform.

He explained that the application is integrated with empowerment programs to increase customer capacity, as well as open opportunities for all people to be actively involved in empowering the company's inclusion customers.

In addition, the company cooperates with various parties in 2022, one of which is universities, to provide opportunities for students to be actively involved in empowering the inclusion community.

"Alhamdulillah, this application has been able to involve hundreds of students throughout Indonesia who are involved as Friends of Daya," said Fachmy.

Furthermore, the third digital innovation is to expand access to supplies through the Warung Exact application.

He explained that inclusion customers can get access related to the supply of daily necessities without having to travel to sources of need.

In addition, the bank coded BTPS shares has established BTPN Syariah Venture Capital (VC) or the first sharia-based VC in Indonesia.

He explained that the existence of BTPS VC aims to accelerate in attracting strategic partners in order to grow the digital ecosystem for the people of inclusion in the future.

On this occasion, his party revealed that the company achieved a net profit after tax (NPAT) of IDR 1.78 trillion during 2022, or the best in the company's history.

In addition, the company's financing reached Rp11.5 trillion until the end of 2022, or grew 10 percent year on year (yoy), compared to the same period the previous year of Rp10.4 trillion.