Build A Home Or Buy A Home? Check Out The Benefits And Excess

New home illustration (Unsplash/Tierra Mallorca)

YOGYAKARTA - Many young couples or new families are confused about choosing to build a house or buy a house. Building a house from scratch is called more fun because we can choose our own building design. However, many choose to buy a house because it is more practical and not complicated.

Plans to own a house are not something that can be achieved easily. The costs required are certainly not small. Building a house or buying a house actually has its own advantages and disadvantages.

The decision to own a residence must go through careful consideration. Many people are often hesitant to build a house from the start or buy a house directly. Here are some of the advantages and disadvantages of both.

Buying a house is said to be more efficient than spending on building a new house. When you want to buy a house, the budget that you have to spend can be taken into account. So you just have to prepare it according to the cost of housing if you pay it in cash. You need to prepare a down payment if you buy a house on credit.

Another reason why many people prefer to buy a house so is because it is more practical. When buying a house so, you don't have to bother planning to build a house and technology the bed. Starting from buying materials, looking for handy staff, making house designs, and others. Buy a house, so you just need to accept it, you can immediately live in a new place.

The risk that you will feel when buying a new house as a residence is the design of a building that is not what you want. Especially if you take a residential residence with a cluster type because the cluster house has a uniform building design.

New housing in the housing market usually has a smaller land area than the land area. The average building area is only 60 to 70 percent of the land area. So one of the risks of you buying a house is limited land. This could hinder the desire to develop a house in the future.

The risk of the interest expense of this loan must be borne for those of you who buy a mortgage system house. You need to pay the principal installments and interest every month. If you calculate it until the bill is paid off, then the total interest is very large.

When building a house from scratch, you can choose or create a design as you wish. You can look for references from various residences whose designs are according to your tastes.

You can also ask architects or builders to create additional spaces and others. That way the spaces in your home can meet the needs of your family. So you can have a place that suits your dreams and is comfortable to live in.

Another advantage of building a house from scratch is that you can take full advantage of the land. You can take advantage of the remaining land for a number of things, such as planting trees, making gardens, creating cages or livestock, and opening businesses.

Building a house from scratch is said to require quite a lot of money. When you build a house from scratch, it is likely that the costs incurred will be more expensive than buying a house ready. A number of costs that you have to pay include, having to buy land first, buy materials, pay for the services of the handyman, and others. Not to mention there are administrative costs and so on.

It must be admitted that building a house from the start is not as practical as buying a house so. You have to bother preparing various needs for the construction of the house as mentioned above. In addition, you also have to wait until the house is completed.

That's the review of building a house or buying a house? Both have their own advantages and disadvantages. But if your budget is not too much, it's better to choose to buy a house.

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