In order to achieve a sufficient and stable life, living efficiently is not enough, you need to have the ability to manage your finances so that the financial cycle runs smoothly and financial goals can be achieved.
In managing good finances, a priority scale of needs is needed.
Then what are the priority scale examples?
The priority scale of needs can help you prioritize what needs to be done and avoid the risk of failure. Then, what is the priority scale of its needs? For more detailed information, see the article below.
Examples of Priority Scale
Berikut adalah contoh skala prioritas yang dikutip dari buku Perjalanan Mencapai Dream Untuk Hidup Berenaksana karya Anatoli Karvof.
Mastering routine work
Complete special work
Collaborating with other divisions
Create job resume
Eat and rest
Buying staple food
Paying bills
Accommodation costs
Savings
Entertainment costs and unexpected needs
Food
The cost of education
Clothing
The cost of replacing the damaged stove (the main tool to meet the main needs)
Rental Fee
Food costs
Feebooks and college supplies
Other needs
Recreation
Hajj Fee
Change the new car
Change the latest cellphone
Holidays out of town
Keep in mind, the priority scale of the above needs is just an example considering the priority needs of each person are different. The priority scale of the need itself is also influenced by income factors, community roles, and individual lifestyles.
It would be nice to spend money according to the priorities and values obtained in the future, for example for investment or productive activities such as business capital.
Talking about the priority scale, here are the benefits of the priority scale of the needs you can get.
Main Needsfill
The main benefit of implementing the priority scale of needs is the fulfillment of basic needs. This happens because you are aware of and understand the main needs that must be prioritized rather than buying goods that are not a priority. Even if you have a fairly large income, if you don't have priority needs, your income will be less.
Finance is more controlled
By buying necessities based on priorities, your finances can also be more controlled. You can live more efficiently and can set aside the remaining money for emergency funds or other productive activities.
Financial Planning Runs Well
Besides being able to meet the main needs and live more efficiently, the next benefit that can be obtained is that the financial plan will run properly according to the amount that has been set aside previously. If you apply the priority scale of your needs, you will be wiser in using money according to the predetermined priorities.
Help Measuring Progress in Reaching Goals
The last benefit is that you can find out what things or needs have not been met and monitor the progress of the planned financial goals.
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