The Fact That Hundreds Of IPB Students Were Entangled In Pinjol: Ga Main-Main Losses Man Reached More Than IDR 2 Billion

The fact that Hundreds of IPB Students were entangled in Pinjol (Unsplash)

JAKARTA - The fact that hundreds of IPB students were caught in online loans (online loans) really shocked and disturbed many people. How not, hundreds of students from the Bogor Agricultural University or IPB were informed of being entangled in loans. The value is not kidding, reaching billions of rupiah.

In fact, what's terrible is that the debt collector or debt collector is chasing students who are caught in debt to immediately pay off their debts.

According to information from the Bogor Police, until now there have only been 29 complaints related to loans. From the results of the temporary data collection, it is estimated that there are around 311 students who are entangled in loans.

"It is estimated that the total money is Rp. 2.1 billion from 311 people," said Deputy Chief of Bogor Police, AKBP Ferdy Irawan, written Wednesday (11/16/2022).

As for the initial beginning, the IPB students followed an online investment invitation. Before plunging into online investment, the students were asked to apply for capital through online loans.

Iming-iming profit-sharing even made the students immediately motivated to apply for online loans. Evidently, online investment offered is related to loans.

Let alone profit-sharing sharing, the capital loan interest that has been obtained from the loan even continues to swell. Finally, the students were confused about returning the money.

Unfortunately, the capital that has been deposited for online investment has not returned.

The students even now have to return the capital that has been borrowed and the interest continues.

STIM YKPN lecturer, Muhammad Roni Indarto said that so far there have been no cases like on IPB at STIM YKPN. But it is estimated that many students use paylaters, because the requirements are fast and easy. "Alhamdulillah, at STIM YKPN there have not been cases like on IPB," he said.

Preventing the same thing from happening at STIM YKPN, some anticipation efforts are even carried out. For example, by providing information regarding loans from the Financial Services Authority (OJK).

Then through the financial management course, it mainly relates to determining the rate of interest, installments, and risks. Students are also invited to calculate how much rupiah must be returned if they borrow a certain amount, as well as interest and risk.

"Learning through soft skills in every course that is taught about saving life behavior and the principle of benefit, avoiding luxurious living," he added.

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