PT Bank BCA Digital managed to raise third party funds (DPK) of IDR 5.77 trillion within one year of its establishment on July 22, 2021. Meanwhile, the number of customers of Bank BCA Digital has reached 945,000 customers.
For this achievement, BCA Digital President Director Lanny Budiati is optimistic that he will target the DPK collected of IDR 6 trillion by the end of this year. This amount is higher than the initial target of only IDR 5 trillion.
"This target shows public trust in BCA Digital. We are targeting above IDR 6 trillion at the end of December," he said in Jakarta, Wednesday, October 19.
Lanny detailed that of the total DPK, Rp1.6 trillion was savings and deposits of Rp4.11 trillion. Thus, the total ratio of low-cost funds or CASA Bank BCA Digital reached 28.7 percent.
"The CASA ratio actually saves demand deposits, but when we talk about interest rates, CASA has 3 percent savings and 4 percent deposits. So the ratio is around 30 percent in savings," continued Lanny.
Meanwhile, for total credit, continued Lanny, Bank Digital BCA has recorded credit of IDR 2 trillion in September 2022. Until the end of the year, his party will continue to maintain credit growth by cooperating with partners or channeling.
"We try to continue to develop in good health. We do a lot of cooperation with many parties for the loan. Even now we have also done channeling with several partners as well and will continue to increase until the end of the year," continued Lanny.
In addition, until September 2022, BCA Digital has recorded a total transaction of IDR 36 trillion with an In-App transaction of IDR 30 billion, transactions through QRIS of IDR 186 billion and an e-money top up of IDR 353 billion.
According to Lanny, the large number of transactions is a reflection of the increase in customers, the development of features and services, and the expansion of the ecosystem that the company continues to carry out. Furthermore, Lanny added, the average balance of this digital bank customer is IDR 6 million.
"The customer we got is a quality customer and we hope that the customer transacts," he concluded.
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