Rekomendasi KPR Millennial 2022, Jalan Muda Punya Rumah

Illustration of the 2022 millennial mortgage (Unsplash/Tierra Mallorca)

YOGYAKARTA - Recently, there has been a lot of discussion about the millennial generation that it is difficult to buy a house. This statement made millennial people realize the amount of the cost to have a residence, but on the one hand made insecurity. The bank then helped answer the complaints by presenting the 2022 millennial mortgage program.

Millennial statements are difficult to own a house supported by research showing the percentage of millennials (now 24-34 years old) having a lower house 8 percent compared to the previous generation, namely Gen X and Baby Boomers. This problem is caused by several factors, one of which is a consumptive and wasteful lifestyle.

It could be because many millennials still don't know about housing programs and don't understand the procedure. For example, the Home Ownership Credit (KPR) program where the payment is in an installment system with a tenor period. KPR really helps people who want to buy a house but the funds are still not much, compared to having to prepare funds to build a house or ask for a house to be finished.

The Millennial mortgage program is good news for the millennial generation who want to own a house, but the capital is still limited. Some banks provide special schemes for buying housing whose targets are young people or millennials.

Several banks that present the Millennial mortgage program offer several benefits, such as lower down payment, lighter installments, small interest rates, and long tenors. Here are some of the 2022 MPR Milineial programs that can be selected.

Bank Mandiri, one of the state-owned banks, presents a product called KPR Millennials. This mortgage program targets young people who want to live in. Bank Mandiri offers several advantages or benefits for users of this program.

The following are the advantages of the Millennial mortgage program:

This BUMN bank also offers Millennial mortgage programs to young people. Through programs that offer "KPR Gaeess for Millennials", BTN provides benefits for millennials who want to have a home easily.

To be able to enjoy the BTN Gaess mortgage program, there are several requirements. First, the age of applicants or debtors is 21 to 35 years. In addition, the status of bekeja has a fixed income and a minimum working period of 1 year. Applications for mortgages are made online using applications on the Bank BTN website.

Here are some advantages or advantages of the BTN Gaess KPR program:

Bank Syariah Indonesia (BSI) also regulates housing ownership programs for millennials. The BSI KPR program Griya Simuda offers several advantages that can be a solution for the problems of young people so far.

BSI sets several requirements for prospective applicants who want to use the BSI Griya Simuda mortgage program. The requirement is that the applicant must be domiciled in Indonesia, at least 21 -40 years old, already working with a fixed income.

The following are some of the benefits obtained when taking the BSI Griya Simuda mortgage program:

This one state-owned bank also helps the dream of the millennial generation to own a home by presenting the Griya Gue mortgage program. BNI offers several advantages that have helped the millennial generation's problems so far.

There are several requirements for prospective leaders or debtors. Applicants must be individual and not business entities. The age of applicant is at least 21 years and a maximum of 55 years (private employees), and 65 years (professional). The applicant has worked for a minimum of 1 year.

Here are some advantages of Griya Gue's KPR program from BNI bank for millennials:

That's how many Millennial 2022 mortgage programs from various state-owned companies. Each bank program has its differences in terms of terms of terms of terms of terms of requirements and services. So make sure you choose the type of mortgage that suits your needs

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