Bank DBS Gandeng Beberapa E-Commerce Kembangan Ekonomi Digital

Photo: Doc. Antara

JAKARTA - Bank DBS Indonesia cooperates with Bukalapak, CARIniah, Home Credit Indonesia, DOKU, Modalku, Flip, and Warung Pintar to promote a digitalization and financial education campaign entitled More innovation, less limitation. This collaboration focuses on education and the development of a sustainable digital financial ecosystem and targets unbanked and underbanked communities in Indonesia.

Head of Strategic Marketing & Communications Group PT Bank DBS Indonesia Mona Monika said, citing The Asian Banker in 2022, it is very likely to encourage the prospect of economic growth as well as transforming people's lives.

Nevertheless, of the 181 million adult population in Indonesia, 51 percent are still in the unbanked category and 26 percent are underbanked. This figure places Indonesia in 5th place as the country with the largest underbanked population in Southeast Asia.

"In response to this opportunity, Bank DBS Indonesia has transformed into more like a technology company, and no longer sees itself as a conventional bank. We are committed to continuing to innovate and contribute in creating various opportunities and empowering the community to build the national economy," he said in an official statement, Saturday, September 17.

Although the high adoption of digitalization among the community, he continued, to achieve a digital-based economy, several obstacles include funding, taxation, consumer protection, communication infrastructure, logistics, and education and human resources. Unbanked, underbanked, and micro, small and medium enterprises (MSMEs) are still faced with the issue of their operational transfer online, connections and infrastructure, data protection and cybersecurity.

As an effort to continue to innovate and contribute in creating various opportunities and empowering the community to build the national economy, in this campaign, one of Bank DBS partners, Bukalapak is now making its commitment to increase financial inclusion through the provision of payment features on the innovative and inclusive Bukalapak Partner platform in order to realize "A Fair Economy for All".

In this case, Bank DBS also takes similar actions to support the acceleration of digital payment penetration through the non-cash base payment system by providing convenience for customers to make transactions and conveniences in transaction history by presenting MAX QRIS and Real-Time API (RAPID) products.

For information, Bank DBS Indonesia is also committed to providing education on financial literacy and assistance in accordance with customer profiles and needs. In the first half of 2022, Bank DBS Indonesia held 25 online and offline financial literacy education activities attended by 2,209 participants.