Wins 'Excellent' Performance Predicate, Bank DKI 3 Awards At Once

Photo: Doc. Bank DKI

JAKARTA - Bank DKI won 3 awards at the same time at the prestigious 27th Infobank Awards which was received directly by the Director of Finance & Strategy of Bank DKI, Romy Wijayanto at Hotel Indonesia Kempinski, Jakarta, Thursday, August 25.

The awards received by Bank DKI were the Special Performance Bank in the category of Core Capital Bank Group (KBMI) 2 with assets of IDR 50 trillion to below IDR 100 trillion, Golden Trophy ("Excellent" performance predicate for 5 consecutive years and "Very Good" performance predicate. KBMI category 2 (assets of IDR 50 trillion to below IDR 100 trillion).

Bank DKI obtained the highest score, namely 89.41 percent, superior to other banks in its class from the bank group based on core capital (KBMI) 2 or banks with core capital above Rp 6 trillion to Rp 14 trillion, asset class Rp 50 trillion up to Rp. below Rp100 trillion and posted double digit performance.

As of 2021, Bank DKI was able to record a net profit of IDR 727.36 billion, growing 25.27 percent from 2020 profit. In terms of the intermediation function, Bank DKI collected third party funds (DPK) of IDR 57.71 trillion, growing 17.96 percent from 2020 .

This DPK growth is above the average growth in the banking industry in 2021, which is 12.21 percent. The growth of Bank DKI's DPK was also accompanied by improvements in the structure of its funds so that the Current Account Saving Account (CASA) ratio could increase significantly from 45.49 percent in 2020 to 51.37 percent.

For the distribution of credit and financing for Bank DKI in 2021, it will reach Rp. 38.70 trillion, or a growth of 8.52 percent from 2020. This credit and financing growth is above the credit growth of the 2021 banking industry which is 5.24 percent.

Bank DKI's credit and financing distribution is carried out with due regard to the prudential principle, marked by well-maintained asset quality. This is reflected in the realization of gross NPL and net NPL which were maintained at the level of 3.02 percent and 0.38 percent, respectively.

Along with the increase in credit and profit growth, the total assets of Bank DKI will also increase in 2021, which is Rp. 70.74 trillion or a growth of 12.21 percent from 2020. The growth of Bank DKI's assets is also better than the growth of national banking assets of 10. 18 percent.

Romy Wijayanto explained, the brilliant performance achieved by Bank DKI in 2021, among others, could not be separated from the Implementation of the Transformation 5.0 Program. In 2021, Bank DKI has implemented a series of Transformation 5.0 programs that focus on the main pillars, namely (1) business & support for the DKI Provincial Government which is divided into lending, funding, and ecosystem; (2) digital & operation; (3) human capital, organization & culture; and (4) governance, risk management & compliance. In addition, Bank DKI has begun to implement business strategies in an ecosystem, collaborating with DKI Jakarta BUMDs and their derivatives.

"We dedicate this award to the customers and stakeholders of Bank DKI," said Romy.

Romy added that this series of achievements and awards will motivate Bank DKI personnel to continue to improve and grow their performance in a quality and sustainable manner.

To maintain the sustainability of its business going forward, in addition to the transformation and ecosystem strategy of collaboration with BUMD-BUMD DKI, Bank DKI has carried out a number of innovations. One of them is the simplification of business processes by referring to customer centricity, by developing digital-based banking products and services owned through JakOne Community Apps.

"Currently, we are carrying out a number of digitalization initiatives by developing SuperApps, SimpleApps, and Digital Lending. We hope that these three applications can be an advantage for Bank DKI in competing in the future and able to encourage performance acceleration, both in terms of credit and deposits," concluded Romy. .