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JAKARTA - PT Bank Negara Indonesia (Persero) Tbk or BNI (stock code: BBNI) continues to innovate to provide convenience to customers and become the choice in conducting digital transactions in the midst of increasing business activity and an increasingly expansive industry.

Until the first semester of 2022, BNI's corporate digital service, BNIDirect, recorded an additional 17.5 percent year-on-year (YoY) to 79,800 users, followed by a 35.4 percent growth in transaction volume (YoY). or reached Rp2,587 trillion, with the number of transactions also increasing by 25.8 percent YoY or 462 million transactions.

Deputy President Director of BNI Adi Sulistyowati conveyed. The company will continue to innovate to continue to provide convenience for customers. BNIDirect is a trusted channel for business customers to transact securely anytime and anywhere.

He continued, BNI is aggressively making acquisitions and encouraging customers to transact through BNIDirect, both from corporate, commercial and small business customers.

In addition, BNI also supports start-up businesses, both Indonesian businessmen whose business reach is overseas and/or has a business group abroad, foreign businessmen who have business partners in Indonesia, to representatives of the Indonesian government who are abroad. and the Indonesian Diaspora.

"Of course this is thanks to consistent efforts to innovate features and services according to customer needs, which is of course also in line with our vision to become a financial institution that excels in services and performance in a sustainable manner and fulfills the mandate of the Ministry of SOEs for BNI to become a Go Bank. Global," he said, Monday, August 15.

Meanwhile, Adi Sulistyowati, who is familiarly called Susi, explained the features of BNIDirect including collection management that can assist users in collection activities, such as Autodebet, Virtual Account, Cash collection and Autocollection.

Payment management services can help users to more easily make all types of payments. Starting from payment of Payrolls, Taxes, PNBP, Customs, BPJS, PLN, Insurance and other Utilities, to the online transfer process between banks, clearing, RTGS, and international transfers and also providing facilities for buying and selling foreign exchange transactions.

BNI's digital business solution also has a liquidity management feature that allows users to manage the company's finances/cashflows by using Cash pooling, Range Balance, Cash distribution and other features.

To support customers' business, the trade feature on BNIDirect can speed up the processing of Trade-related documents, such as import and export LCs.

The online open account capability can also make it easier for BNIDirect users to immediately open a Current Account and Deposit account, so they don't need to visit a branch.

The Company also embeds an information management feature that provides information on balances, mutations, current accounts, exchange rates, interest rates, and other reports that can be downloaded and sent via email.

"Of course, all BNIDirect transaction authorizations are secured with Dynamic PINs generated by physical tokens or mobile tokens. BNIDirect's role as Corporate Digital Services has been very large in helping business customers, both in facilitating transactions and supporting the efficiency of customer transaction activities, so that BNIDirect can continue to be able to positive response," concluded Susi.


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