JAKARTA - Bank Indonesia (BI) reported that there was an increase in new financing (credit) throughout June 2022. This emerged from the Weighted Net Balance (WNB) of 16.4 percent or higher than the May 2022 SBT which was 12.1 percent.
Head of the BI Communications Department Erwin Haryono said that new credit disbursement by banks in June 2022 is also indicated to increase, which is reflected in the WNB of new credit disbursement of 86.7 percent, stronger than the previous month of 43.0 percent.
"The main factors that influence the forecast for new lending are demand for financing from customers, as well as prospects for future monetary and economic conditions," he said in an official statement on Monday, July 18.
Meanwhile, for the entire period of the second quarter of 2022, the supply of new loans is estimated to grow higher than the previous quarter.
"From the household side, new financing requests are indicated to grow positively in June 2022," he said.
It is stated that the majority of households choose commercial banks as the main source of additional financing, with the majority of proposed types of financing in the form of multi-purpose loans.
"Then for other sources of financing that are respondents' preferences to meet financing needs, including cooperatives, leasing, and fintech," concluded Erwin.
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