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JAKARTA - The government through the Directorate General of State Assets (DJKN) of the Ministry of Finance has again launched a debt relief program for small debtors for the 2022 period. The Director of State Property (BMN) of DJKN Encep Sudarwan said the 2022 Debt Relief Program began with the promulgation of Minister of Finance Regulation number 11/PMK. .06/2022 dated February 22, 2022. "This program is intended to support the acceleration of economic recovery," he said when met in Jakarta on Monday, May 23. Encep explained, small debtors in the category of this debt relief program are given to debtors with several special criteria.

First, debtors who run Micro, Small, or Medium Enterprises (MSMEs) with a maximum credit limit of IDR 5 billion.

And the third is debtors with remaining liabilities of Rp. 1 billion.

"Debtors with these criteria can apply for debt relief if the management of their receivables has been submitted to the State Receivables Affairs Committee (PUPN) and a State Receivable Management Acceptance Letter (SP3N) has been issued until December 31, 2021," he said.

Encep added, debtors with the above criteria can apply for debt relief in writing to the DJKN through the nearest State Asset Management and Auction Office (KPKNL) by attaching a certificate from the relevant agency stating that they do not have the ability to settle all debts.

The application for debt relief can be received by KPKNL no later than December 15, 2022. "All debtors will get relief from all remaining interest debt, fines, and other fees or costs. As for principal debt, debt relief obtained by debtors varies according to with the availability of collateral and payment terms," he said. Furthermore, Sri Mulyani's subordinate explained that debtors who have collateral in the form of land or buildings get a relief of 35 percent of the remaining principal debt.

Meanwhile, debtors who are not supported by collateral in the form of land or land and buildings get debt relief of 60 percent. Then, in addition to the debt relief, the debtor will also receive additional debt relief of 40 percent of the remaining principal debt after being given relief, if the payment is made until June 2022.

Then, 30 percent if paying off in July–September 2022, and 20 percent if paying off October–20 December 2022. "Specifically for hospital patient receivables, tuition/school fees, and receivables of up to IDR 8 million, which is not supported by collateral in the form of land or land and buildings, throughout 2022 will be given debt relief of 80 percent of the remaining obligations," he said. For information, DJKN has mapped potential receivables that meet the criteria for the debt relief program.

There are 32,587 debtors with a receivables value of Rp1.29 trillion who are entitled to apply for a debt relief program in 2022. Meanwhile, the potential for Specialized State Receivable Case Files (BKPN) are hospital receivables, university student tuition fees and receivables of up to Rp8 million, a total of 18,738 files. with an outstanding value of IDR 207.06 billion. As of May 12, 2022, the total outstanding that has been paid off through the debt relief program is Rp7.58 billion (value of receivables before deducting waivers), with a payment value of Rp.1.55 billion (after deducting waivers) with a total BKPN of 325 files. Previously, in 2021 the total BKPN that had paid off through the debt relief program was 1,491 files, with a payment value of Rp. 27.2 billion (after deducting waivers) for a total outstanding of Rp. 102.7 billion (value of receivables before deducting waivers).


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