JAKARTA - In an effort to maximize the distribution of People's Business Credit (KUR) so that it is right on target, Bank DKI collaborates with the Ministry of Finance regarding the Use of Program Credit Information System (SIKP) for Administration and Management of People's Business Loans.
The signing of the cooperation agreement was carried out by the Retail & Sharia Director of Bank DKI, Babay Parid Wazdi with the Director of Investment Management System of the Ministry of Finance of the Republic of Indonesia, Syafriadi in Jakarta, Wednesday 30 March.
"By 2022, Bank DKI targets to be able to channel KUR of IDR 1 trillion to MSME actors in the operational area of Bank DKI, both existing debtors, JakPreneur members, and Perumda Pasar Jaya traders. Of course, through this collaboration, we can further increase the effectiveness of lending," said Babay in a written statement, Thursday, March 31.
The Program Credit Information System (SIKP) itself is an application system built to facilitate the implementation of Program Credit, especially People's Business Credit (KUR). The purpose of SIKP is to become a reliable database for Micro, Small and Medium Enterprises (MSMEs) and can be used as a reference for Bank DKI for effective credit distribution.
"SIKP is also encouraged to be a tool for accelerating the process of paying bills for credit subsidies for programs such as the People's Business Credit," he said.
The distribution of KUR by Bank DKI is expected to be one of the stimulus for economic growth in the country during the pandemic. The distribution of KUR is also a form of synergy between DKI Jakarta BUMD together with BUMN, DKI Jakarta Provincial Government and the Central Government in order to support the empowerment of MSMEs.
In 2021, Bank DKI's microcredit distribution will grow by 31.75 percent. In addition to KUR, Bank DKI as a DKI Jakarta BUMD that supports the development of MSMEs also provides various credit and financing products such as Monas 25 which can be used as credit facilities for working capital with credit ceilings ranging from Rp. 5 million to Rp. 25 million.
The Beginner Monas Credit can also be used for both working capital and productive investment with a maximum credit limit of IDR 10 million.
As a DKI Jakarta BUMD that continues to be consistent in developing MSMEs, Bank DKI continues to increase its role through the provision of various digital products such as e-Form Micro Loan, JakOne Abank, E-order, and scan to pay QRIS which can support MSME development from financing to convenience. transact.
In terms of financing facilities, Bank DKI is digitizing by presenting financing facilities that are supported by digitizing services such as the e-Form Micro Loan which is an online submission service for Bank DKI Micro Credit applications. Through the Micro Loan e-Form, MSMEs who wish to apply for financing can directly apply anywhere and anytime online.
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