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JAKARTA - PT Bank Rakyat Indonesia Tbk (BRI) officially cooperates with an open finance platform provider company, Ayoconnect, to develop open banking-based services. With this new service, BRI hopes to contribute to increasing financial inclusion in Indonesia.

"This collaboration is a manifestation of our commitment to collaborate and grow together, to provide digital-based financial services that are easily accessible, and able to answer market needs and developments in the digital era," said BRI Director of Digital and Information Technology, Arga M. Nugraha, in his official statement, as reported by Antara, Thursday, March 10.

As is known, open banking is a system that bridges interoperability between banking companies and various other companies through API-based technology (Application Programming Interface). Since 2018, BRI has developed an open banking solution initiative through BRIAPI with various uses.

In addition to Direct Debit, BRIAPI can also be integrated into various business lines, such as BRIVA (Virtual Account), Fund Transfer, BRIZZI card top-up, cardless cash withdrawals, as well as informational APIs that can assist business financial management.

"Until now, the reach of BRIAPI has been used by more than 380 partners from various business sectors, both digital and non-digital," said Arga.

Previously, the collaboration between BRI and Ayoconnect also included providing the Direct Debit API feature for companies that have partnered with Ayoconnect. Direct Debit is an online payment feature for customers, by debiting funds from the account directly so that customers can pay without transferring or switching applications.

The synergy between Ayoconnect and BRI in expanding access to Open Banking is believed to accelerate the joint mission of the two companies in increasing public financial inclusion as well as achieving Indonesia's economic recovery.


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