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JAKARTA - Bank Indonesia (BI) is said to continue to take steps to integrate the financial system into a number of fields in order to produce an increasingly significant economic impact.

“We have started to accelerate in the payment industry. We have released regulatory reforms in this sector, namely how to consolidate the payment system industry to be able to serve more people," said BI Governor Perry Warjiyo virtually in a series of G20 meetings titled Casual Talks on Digital Payment Innovation of Banking, Monday, February 14. .

According to Perry, the central bank has encouraged the collaboration of three important players in this industry so that they can synergize their business activities with each other.

"We want banking, fintech, and e-commerce to be able to serve the community as a whole," he said.

Perry added, through cross-sectoral cooperation, it will increase business opportunities to develop. In fact, it is not impossible that the integration of the payment system can give birth to a new giant in the Indonesian economy.

"How can the industry in the financial services sector work together, digital banking, fintech, and e-commerce to form an ecosystem that can build unicorns and hope there will be a new decacorn in Indonesia," he said.

For information, one of the major steps taken by Bank Indonesia in the payment system is to introduce QRIS. Through this instrument, financial transactions are carried out through a standard QR code which aims to integrate all cashless payment methods in Indonesia.

Meanwhile, the decacorn company is a business entity with a technology 4.0 pattern with an estimated business valuation of 10 billion US dollars or equivalent to Rp. 140 trillion (exchange rate of Rp. 14,000).

In Indonesia, there are at least two companies with decacorn status, namely Gojek and Tokopedia with an estimated valuation of US$17 billion after the two agreed to merge their businesses into GoTo.


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