JAKARTA - The case of the alleged Binary Option fraud has recently been widely discussed because the victim has reported it to the police. They gathered in the Telegram group.
They coordinate with each other and are provoked by each other because they feel cheated by several influencers and affiliates of Indra Kenz, Doni Salmanan and other influencers. In fact, the victim actually did a provocation.
In the telegram group, they threatened to kill the affiliates and influencers of Binary Options. Not a bit of swearing also flows in the group. They have started their actions in the Telegram group since the end of 2022.
As we know, the victim has reported to the Polda Metro Jaya and the case is currently being handed over to the Criminal Investigation Unit of the Police. There have been 8 victims examined. As of this weekend, the case is still under investigation.
However, observers consider that this case is not only the fault of the influencer or affiliate and the influencer cannot be blamed for granted. The occurrence of reports and allegations of fraud cases is the result of the government's initial surveillance.
Researcher from the Institute for Development of Economics and Finance (Indef) Nailul Huda said that currently domestic regulations have not yet regulated about influencers or someone who promotes illegal trading applications. So, this illegal trading platform can freely pay or hire these influencers to promote their products.
"In addition, the rules for someone to spread false news or platforms that indicate fraud on the internet are not yet strong. Fraudsters dare to hire influencers to advertise the fraudulent platform," Nailul said in a written statement, Saturday, February 12.
Lack of digital financial literacyThe number of customers who feel cheated from the Binary Option case is caused by the lack of digital literacy and public financial literacy. Then, people are also tempted by large profits in a relatively instant way without considering the risks. Just by guessing the rise or fall of an asset.
"There are two sides to why our society is experimenting with many types of investments that are illegal. The first is from the side of the people who want to get quick profits but do not have strong digital and financial literacy," he said.
He explained that people who have low financial and digital literacy are easy targets for fraudulent investment peddlers. It is noted that the Indonesian people's financial literacy index is currently only 38.03 percent and Indonesia's digital literacy index is at the level of 3.49 in 2021.
"Our digital literacy is still poor, which can be seen from the increasing number of cases of digital data theft to online fraud. Financial literacy is also still very low," he said.
In fact, when compared to other countries in the region, the financial and digital literacy index of the Indonesian people is still much lower.
"Financial knowledge of the Indonesian people is still low compared to neighboring countries. From this we can see that the Indonesian people are easy targets for fraudsters under the guise of investment, both from outside and within the country," he said.
The English, Chinese, Japanese, Arabic, and French versions are automatically generated by the AI. So there may still be inaccuracies in translating, please always see Indonesian as our main language. (system supported by DigitalSiber.id)
