Witness Of Fictitious Credit Corruption Trial: Bank Jateng Blora Borrows Customer's Money Polishing Financial Performance

President Director of PT Gading Mas Properti Ubaydillah Rouf was sworn in when he was a witness in the alleged corruption trial of the Bank Jateng Blora Branch at the Semarang Corruption Court, Friday. ANTARA/IC Senjaya

SEMARANG - Bank Jateng Blora Branch, Central Java, is said to have borrowed money from its customers to polish the bank's financial statements so that they appear to be performing well.

This was conveyed by the President Director of PT Gading Mas Properti, Ubaydillah Rouf, a defendant in the alleged fictitious credit corruption case at Bank Jateng Blora Branch, when examined as a witness in a trial at the Semarang Corruption Court, Friday, 27 May.

According to Ubaydillah, the effort to show the good financial performance of Bank Jateng began when he and two people who were still relatives were asked to apply for a checking account credit by Bank Jateng in January 2019

Reported by Antara, Ubaydillah said that at that time he was asked by the Head of the Credit Analysis Section of the Bank Jateng Branch of Blora Nugroho Luhur to apply for credit.

Finally, according to him, there were three credit applications under the name of PT Gading Mas Properti, Ali Muslichin as one of the leaders at PT Gading Mas Properti, and Winarno who is a relative.

Ubaydillah explained that he had never applied for a credit because all the filings had been arranged by the Bank Jateng Blora Branch.

"I just need to sign the disbursement and hand over the collateral," he said in the trial chaired by Chief Justice Joko Saptono.

Ubaydillah admitted that he did not know the amount of the loan.

According to him, the Bank Jateng Blora Branch only said it would use the loan money to polish its financial appearance and it would be returned within 2 months.

Ubaydillah only found out about the total loan which reached Rp. 12.4 billion when he was asked to transfer and take the loan money in cash. The loan disbursement money was transferred to Ubaydillah's account at another bank. After that, Ubaydillah withdrew the cash and transferred it to someone's account at Bank Jateng Blora Branch.

He revealed that the loan amount for him was IDR 4.2 billion, on behalf of Ali Muslichin IDR 4.2 billion and Winarno IDR 4 billion.

Meanwhile, the total money borrowed by the management of Bank Jateng Blora Branch reached Rp. 16.5 billion, including personal money.

Ubaydillah, who was examined as a witness to the defendant, the former head of Bank Jateng Blora Branch, Rudatin Pamungkas, said that the loan money had not yet been returned.

Later, according to him, the money was used to cover a bad loan from PT Bangun Gumelar Jaya at Bank Jateng Blora Branch.