YOGYAKARTA - Fraud with phishing methods is currently increasingly occurring. There are many viral cases where victims lose a lot of money just because they click on links they receive from foreign numbers on WhatsApp or other messenger applications. Throughout 2021, Kaspersky cybersecurity and anti-virus companies have even detected and have blocked more than 2 million phishing attacks in Indonesia, of which 7.70% accidentally click on phishing links sent by cybercriminals. Therefore, we have to know how to prevent bank accounts from phishing.

To prevent the increasing number of victims due to phishing attacks, below are easy tips that internet users can apply as a way to prevent phishing attacks.

Cara agar rekening tidak dibobolak penjahat siber melalui metode phishing dapat dilakukan dengan teknis berikut:

The first step is to be careful when you respond to suspicious emails and messages received in messenger apps.

"If you have received the email, don't rush, let alone what I said earlier, I'm curious to click," explained Kaspersky Indonesia's Territory Channel Manager Dony Koesmandarin.

"Pay attention first whether you know this person or not. In detail, how should you look for data or the signs are really phishing or not," he continued.

There are several things that must be realized when getting suspicious emails or messages. For example, if you get a message containing an order for 'Unsubscribe' or 'Stop', you should not respond. Likewise, if you get an email full of typos and strange characters.

The next step, try not to undergo financial transactions using a public Wi-Fi network. This is because public Wi-Fi is generally unknown to the level of security and could be monitored by other people.

"I hope you make online transactions really alert. If you have to make better online transactions using tethering to your cellphone. Personally, it's not the public," continued Doni.

You are also advised to use a complex password and not use the same password for many accounts. This last step is indeed the most difficult because if you use a complicated password it becomes hard to remember, but if you create an easy password, it is also easy for hackers to break.

So what if you take advantage of the password manager, for example those in the browser and independent application? Doni explained that the level of security also depends because the browser and application may have a security gap that hackers can exploit.

"For example, if the security gap can be penetrated by cybercrime friends, then I can get all the existing passwords. My advice is to use a password manager who plays on security," said Doni.

Sometimes we also don't intentionally make small mistakes. If you have done all the steps above but suddenly let your guard down and accidentally click on the phishing link, you should stay calm and change the password of your targeted account immediately.

"As soon as possible go to a certain website, the original website, and change the password. That is one of the last ways to replace it. If it has been replaced by the person, you have to want to talk to the bank," concluded Doni.

That's a review of how to prevent bank accounts from phishing. Hopefully useful. Visit VOI.id to get other interesting information.


The English, Chinese, Japanese, Arabic, and French versions are automatically generated by the AI. So there may still be inaccuracies in translating, please always see Indonesian as our main language. (system supported by DigitalSiber.id)