JAKARTA - DKI Jakarta Governor Anies Baswedan has included the Rp0 DP House in the priority program until 2022. This is included in the Governor's Instruction Number 49 of 2021 concerning the Settlement of Regional Priority Issues.
Even though he is included in the priority program until the end of Anies' term of office, the chairman of the PDIP faction of the DKI DPRD, Gembong Warsono, admitted that he is pessimistic that the construction of the Rp0 DP house can be completed according to the target.
"From the start, I was pessimistic about the Rp0 DP house reaching the target, not just now," said Gembong when contacted, Wednesday, September 22.
Since the beginning of his tenure, Anies has targeted the construction of a DP house of IDR 250,000 units in the regional medium-term development plan (RPJMD).
As time goes on, the realization of a house down payment of Rp.0 is still minimal. Therefore, Anies proposed changing the occupancy target from 232,214 units to 10,460 units. However, currently less than 3,000 houses are still being built.
Then, as of May 2021, the DKI Provincial Government has only disbursed Rp0 DP home loans to 730 recipients in a number of residences registered by the Prosperous Home Ownership Facilitation Unit (UFPRS).
"We are monitoring, we see this is not working. Yes, far from the target targeted in the RPJMD, it is very far," said Gembong.
Gembong considers that the delay in the target for home loan recipients with a down payment of Rp.0 is due to banking policies that often cause problems for residents who register for houses. Many credit applications were rejected because they did not pass banking regulations.
"The Rp0 DP house is not a single policy, because there are banking regulations and the evidence is stalled. That's why at that time we asked the Governor to synchronize his banking policies," said Gembong. Furthermore, Gembong also criticized the target in Ingub Number 49 In 2021. In the Ingub, Anies targets the implementation of a Rp0 DP credit agreement in collaboration with private developers in September 2021.
Then, Anies also targets a credit agreement of at least 500 housing units in cooperation with the private sector using a Rp0 DP financing scheme in June 2022.
"The Ingub has instructed him that it is only limited to signing the contract between the applicant and the BUMD Sarana Jaya. So, the implementation of the 0 rupiah down payment has not yet been implemented," he added.
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